WallStSmart

NVR Inc (NVR)vsTRI Pointe Homes Inc (TPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 205% more annual revenue ($9.92B vs $3.25B). NVR leads profitability with a 12.5% profit margin vs 5.7%. TPH appears more attractively valued with a PEG of 1.49. TPH earns a higher WallStSmart Score of 49/100 (D+).

NVR

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 8.0Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 8.42

TPH

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 4.5Value: 5.7Quality: 7.8
Piotroski: 4/9Altman Z: 4.07

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NVR3 strengths · Avg: 9.3/10
Return on EquityProfitability
33.7%10/10

Every $100 of equity generates 34 in profit

Altman Z-ScoreHealth
8.4210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
15.8x8/10

Attractively priced relative to earnings

TPH2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

Areas to Watch

NVR3 concerns · Avg: 2.0/10
PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-21.4%2/10

Revenue declined 21.4%

EPS GrowthGrowth
-28.5%2/10

Earnings declined 28.5%

TPH4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Profit MarginProfitability
5.7%3/10

5.7% margin — thin

Operating MarginProfitability
1.3%3/10

Operating margin of 1.3%

Revenue GrowthGrowth
-29.6%2/10

Revenue declined 29.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : NVR

The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Operating Margin.

Key Dynamics to Monitor

NVR profiles as a declining stock while TPH is a value play — different risk/reward profiles.

TPH carries more volatility with a beta of 1.16 — expect wider price swings.

NVR is growing revenue faster at -21.4% — sustainability is the question.

NVR generates stronger free cash flow (335M), providing more financial flexibility.

Bottom Line

NVR scores higher overall (49/100 vs 49/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

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