WallStSmart

PBF Energy Inc (PBF)vsPhillips 66 (PSX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 346% more annual revenue ($134.49B vs $30.17B). PSX leads profitability with a 3.1% profit margin vs 1.5%. PSX appears more attractively valued with a PEG of 1.02. PSX earns a higher WallStSmart Score of 54/100 (C-).

PBF

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 3.5Value: 5.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.86

PSX

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 5.0Value: 4.7Quality: 6.5
Piotroski: 5/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PBFOvervalued (-12.4%)

Margin of Safety

-12.4%

Fair Value

$31.83

Current Price

$42.50

$10.67 premium

UndervaluedFair: $31.83Overvalued
PSXSignificantly Overvalued (-65.2%)

Margin of Safety

-65.2%

Fair Value

$110.02

Current Price

$184.13

$74.11 premium

UndervaluedFair: $110.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PBF2 strengths · Avg: 10.0/10
P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

PSX3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$73.19B9/10

Large-cap with strong market position

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

PBF4 concerns · Avg: 2.5/10
Profit MarginProfitability
1.5%3/10

1.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.512/10

Expensive relative to growth rate

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

PSX4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

EPS GrowthGrowth
-56.8%2/10

Earnings declined 56.8%

Free Cash FlowQuality
$-2.85B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : PBF

The strongest argument for PBF centers on P/E Ratio, Price/Book. Revenue growth of 11.9% demonstrates continued momentum.

Bull Case : PSX

The strongest argument for PSX centers on Altman Z-Score, Market Cap, Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.

Bear Case : PBF

The primary concerns for PBF are Profit Margin, Piotroski F-Score, PEG Ratio. Thin 1.5% margins leave little buffer for downturns.

Bear Case : PSX

The primary concerns for PSX are Profit Margin, Operating Margin, EPS Growth. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

PSX carries more volatility with a beta of 0.69 — expect wider price swings.

PBF is growing revenue faster at 11.9% — sustainability is the question.

PBF generates stronger free cash flow (-673M), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PSX scores higher overall (54/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

Visit Website →

Want to dig deeper into these stocks?