WallStSmart

PBF Energy Inc (PBF)vsUltrapar Participacoes SA ADR (UGP)

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Smart Verdict

WallStSmart Research — data-driven comparison

Ultrapar Participacoes SA ADR generates 383% more annual revenue ($145.79B vs $30.17B). UGP leads profitability with a 2.1% profit margin vs 1.5%. UGP appears more attractively valued with a PEG of 0.78. UGP earns a higher WallStSmart Score of 65/100 (B-).

PBF

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 3.5Value: 5.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.86

UGP

Strong Buy

65

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 7.7Quality: 6.5
Piotroski: 4/9Altman Z: 3.98
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PBFOvervalued (-12.4%)

Margin of Safety

-12.4%

Fair Value

$31.83

Current Price

$42.50

$10.67 premium

UndervaluedFair: $31.83Overvalued

Intrinsic value data unavailable for UGP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PBF2 strengths · Avg: 10.0/10
P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

UGP6 strengths · Avg: 9.3/10
P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
90.7%10/10

Every $100 of equity generates 91 in profit

EPS GrowthGrowth
167.4%10/10

Earnings expanding 167.4% YoY

Altman Z-ScoreHealth
3.9810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.788/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

PBF4 concerns · Avg: 2.5/10
Profit MarginProfitability
1.5%3/10

1.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.512/10

Expensive relative to growth rate

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

UGP3 concerns · Avg: 3.0/10
Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Operating MarginProfitability
5.0%3/10

Operating margin of 5.0%

Debt/EquityHealth
1.283/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : PBF

The strongest argument for PBF centers on P/E Ratio, Price/Book. Revenue growth of 11.9% demonstrates continued momentum.

Bull Case : UGP

The strongest argument for UGP centers on P/E Ratio, Return on Equity, EPS Growth. Revenue growth of 10.3% demonstrates continued momentum. PEG of 0.78 suggests the stock is reasonably priced for its growth.

Bear Case : PBF

The primary concerns for PBF are Profit Margin, Piotroski F-Score, PEG Ratio. Thin 1.5% margins leave little buffer for downturns.

Bear Case : UGP

The primary concerns for UGP are Profit Margin, Operating Margin, Debt/Equity. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

UGP carries more volatility with a beta of 0.31 — expect wider price swings.

PBF is growing revenue faster at 11.9% — sustainability is the question.

UGP generates stronger free cash flow (171M), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UGP scores higher overall (65/100 vs 53/100) and 10.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

Ultrapar Participacoes SA ADR

ENERGY · OIL & GAS REFINING & MARKETING · USA

Ultrapar Participaes SA is engaged in the gas distribution, fuel distribution, chemical products, storage and pharmacy businesses mainly in Brazil, Mexico, Uruguay, Venezuela, other Latin American countries, the United States, Canada, the Far East, Europe and internationally. The company is headquartered in So Paulo, Brazil.

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