WallStSmart

Phillips 66 (PSX)vsValero Energy Corporation (VLO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 14% more annual revenue ($132.38B vs $115.94B). PSX leads profitability with a 3.3% profit margin vs 2.0%. PSX appears more attractively valued with a PEG of 0.54. PSX earns a higher WallStSmart Score of 66/100 (B-).

PSX

Strong Buy

66

out of 100

Grade: B-

Growth: 7.3Profit: 5.5Value: 10.0Quality: 6.5
Piotroski: 5/9Altman Z: 3.20

VLO

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 7.3Quality: 7.0
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PSXUndervalued (+68.2%)

Margin of Safety

+68.2%

Fair Value

$507.31

Current Price

$175.47

$331.84 discount

UndervaluedFair: $507.31Overvalued
VLOUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$353.81

Current Price

$240.03

$113.78 discount

UndervaluedFair: $353.81Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PSX6 strengths · Avg: 9.2/10
Revenue GrowthGrowth
130.0%10/10

Revenue surging 130.0% year-over-year

EPS GrowthGrowth
242728.0%10/10

Earnings expanding 242728.0% YoY

Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$69.52B9/10

Large-cap with strong market position

PEG RatioValuation
0.548/10

Growing faster than its price suggests

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

VLO3 strengths · Avg: 9.0/10
EPS GrowthGrowth
317.9%10/10

Earnings expanding 317.9% YoY

Market CapQuality
$70.94B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.81B8/10

Generating 1.8B in free cash flow

Areas to Watch

PSX2 concerns · Avg: 3.0/10
Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

VLO4 concerns · Avg: 2.8/10
P/E RatioValuation
30.8x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
2.0%3/10

2.0% margin — thin

PEG RatioValuation
4.172/10

Expensive relative to growth rate

Revenue GrowthGrowth
-2.1%2/10

Revenue declined 2.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : PSX

The strongest argument for PSX centers on Revenue Growth, EPS Growth, Altman Z-Score. Revenue growth of 130.0% demonstrates continued momentum. PEG of 0.54 suggests the stock is reasonably priced for its growth.

Bull Case : VLO

The strongest argument for VLO centers on EPS Growth, Market Cap, Free Cash Flow.

Bear Case : PSX

The primary concerns for PSX are Profit Margin, Operating Margin. Thin 3.3% margins leave little buffer for downturns.

Bear Case : VLO

The primary concerns for VLO are P/E Ratio, Profit Margin, PEG Ratio. Thin 2.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

PSX profiles as a hypergrowth stock while VLO is a value play — different risk/reward profiles.

PSX carries more volatility with a beta of 0.87 — expect wider price swings.

PSX is growing revenue faster at 130.0% — sustainability is the question.

PSX generates stronger free cash flow (2.1B), providing more financial flexibility.

Bottom Line

PSX scores higher overall (66/100 vs 53/100) and 130.0% revenue growth. VLO offers better value entry with a 42.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

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Valero Energy Corporation

ENERGY · OIL & GAS REFINING & MARKETING · USA

Valero Energy Corporation is a Fortune 500 international manufacturer and marketer of transportation fuels, other petrochemical products, and power. It is headquartered in San Antonio, Texas, United States.

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