WallStSmart

NVR Inc (NVR)vsSkyline Corporation (SKY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 260% more annual revenue ($9.63B vs $2.67B). NVR leads profitability with a 11.8% profit margin vs 7.2%. NVR trades at a lower P/E of 15.9x. NVR earns a higher WallStSmart Score of 51/100 (C-).

NVR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 8.0Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 8.42

SKY

Hold

43

out of 100

Grade: D

Growth: 3.3Profit: 5.5Value: 6.3Quality: 9.0
Piotroski: 7/9Altman Z: 4.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NVR.

SKYUndervalued (+27.4%)

Margin of Safety

+27.4%

Fair Value

$126.21

Current Price

$83.16

$43.05 discount

UndervaluedFair: $126.21Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NVR3 strengths · Avg: 9.3/10
Return on EquityProfitability
33.7%10/10

Every $100 of equity generates 34 in profit

Altman Z-ScoreHealth
8.4210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

SKY3 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.4110/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

NVR4 concerns · Avg: 2.0/10
PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-10.9%2/10

Revenue declined 10.9%

EPS GrowthGrowth
-22.6%2/10

Earnings declined 22.6%

Free Cash FlowQuality
$-157.68M2/10

Negative free cash flow — burning cash

SKY3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.3%4/10

1.3% revenue growth

Profit MarginProfitability
7.2%3/10

7.2% margin — thin

EPS GrowthGrowth
-21.2%2/10

Earnings declined 21.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bull Case : SKY

The strongest argument for SKY centers on Debt/Equity, Altman Z-Score, Price/Book.

Bear Case : NVR

The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : SKY

The primary concerns for SKY are Revenue Growth, Profit Margin, EPS Growth.

Key Dynamics to Monitor

NVR profiles as a declining stock while SKY is a value play — different risk/reward profiles.

SKY carries more volatility with a beta of 1.01 — expect wider price swings.

SKY is growing revenue faster at 1.3% — sustainability is the question.

SKY generates stronger free cash flow (63M), providing more financial flexibility.

Bottom Line

NVR scores higher overall (51/100 vs 43/100). SKY offers better value entry with a 27.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

Skyline Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Skyline Champion Corporation is a factory-built housing company in North America. The company is headquartered in Troy, Michigan.

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