WallStSmart

NVR Inc (NVR)vsSkyline Corporation (SKY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 296% more annual revenue ($10.44B vs $2.64B). NVR leads profitability with a 12.8% profit margin vs 8.1%. NVR trades at a lower P/E of 14.9x. NVR earns a higher WallStSmart Score of 53/100 (C-).

NVR

Buy

53

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 4.7Quality: 6.0
Piotroski: 3/9

SKY

Hold

43

out of 100

Grade: D

Growth: 3.3Profit: 6.0Value: 5.7Quality: 8.5
Piotroski: 5/9Altman Z: 4.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NVRSignificantly Overvalued (-172.6%)

Margin of Safety

-172.6%

Fair Value

$2970.24

Current Price

$6552.20

$3581.96 premium

UndervaluedFair: $2970.24Overvalued
SKYSignificantly Overvalued (-259.3%)

Margin of Safety

-259.3%

Fair Value

$25.50

Current Price

$75.62

$50.12 premium

UndervaluedFair: $25.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NVR2 strengths · Avg: 9.0/10
Return on EquityProfitability
33.2%10/10

Every $100 of equity generates 33 in profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

SKY3 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2410/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

NVR4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-5.0%2/10

Revenue declined 5.0%

EPS GrowthGrowth
-13.1%2/10

Earnings declined 13.1%

SKY2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.8%4/10

1.8% revenue growth

EPS GrowthGrowth
-8.5%2/10

Earnings declined 8.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, P/E Ratio.

Bull Case : SKY

The strongest argument for SKY centers on Debt/Equity, Altman Z-Score, Price/Book.

Bear Case : NVR

The primary concerns for NVR are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : SKY

The primary concerns for SKY are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

NVR profiles as a declining stock while SKY is a value play — different risk/reward profiles.

NVR carries more volatility with a beta of 1.04 — expect wider price swings.

SKY is growing revenue faster at 1.8% — sustainability is the question.

NVR generates stronger free cash flow (436M), providing more financial flexibility.

Bottom Line

NVR scores higher overall (53/100 vs 43/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

Skyline Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Skyline Champion Corporation is a factory-built housing company in North America. The company is headquartered in Troy, Michigan.

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