WallStSmart

DR Horton Inc (DHI)vsSkyline Corporation (SKY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

DR Horton Inc generates 1152% more annual revenue ($33.35B vs $2.66B). DHI leads profitability with a 9.5% profit margin vs 7.8%. DHI trades at a lower P/E of 14.5x. DHI earns a higher WallStSmart Score of 55/100 (C).

DHI

Buy

55

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 5.10

SKY

Hold

43

out of 100

Grade: D

Growth: 3.3Profit: 5.5Value: 6.3Quality: 9.0
Piotroski: 7/9Altman Z: 4.39
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DHISignificantly Overvalued (-52.8%)

Margin of Safety

-52.8%

Fair Value

$100.86

Current Price

$146.49

$45.63 premium

UndervaluedFair: $100.86Overvalued
SKYUndervalued (+27.4%)

Margin of Safety

+27.4%

Fair Value

$126.27

Current Price

$74.77

$51.50 discount

UndervaluedFair: $126.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DHI4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
5.1010/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

SKY3 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3910/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

DHI4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-2.3%2/10

Revenue declined 2.3%

EPS GrowthGrowth
-13.2%2/10

Earnings declined 13.2%

Free Cash FlowQuality
$-449.70M2/10

Negative free cash flow — burning cash

SKY3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Profit MarginProfitability
7.8%3/10

7.8% margin — thin

EPS GrowthGrowth
-15.3%2/10

Earnings declined 15.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : DHI

The strongest argument for DHI centers on Altman Z-Score, Debt/Equity, P/E Ratio. PEG of 1.28 suggests the stock is reasonably priced for its growth.

Bull Case : SKY

The strongest argument for SKY centers on Debt/Equity, Altman Z-Score, Price/Book.

Bear Case : DHI

The primary concerns for DHI are Piotroski F-Score, Revenue Growth, EPS Growth.

Bear Case : SKY

The primary concerns for SKY are Revenue Growth, Profit Margin, EPS Growth.

Key Dynamics to Monitor

DHI carries more volatility with a beta of 1.38 — expect wider price swings.

SKY is growing revenue faster at 4.6% — sustainability is the question.

SKY generates stronger free cash flow (43M), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DHI scores higher overall (55/100 vs 43/100). SKY offers better value entry with a 27.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DR Horton Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

D.R. Horton, Inc. is a home construction company incorporated in Delaware and headquartered in Arlington, Texas.

Skyline Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Skyline Champion Corporation is a factory-built housing company in North America. The company is headquartered in Troy, Michigan.

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