WallStSmart

Nerdy Inc (NRDY)vsUber Technologies Inc (UBER)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 29705% more annual revenue ($53.69B vs $180.13M). UBER leads profitability with a 15.9% profit margin vs -18.6%. UBER earns a higher WallStSmart Score of 54/100 (C-).

NRDY

Avoid

24

out of 100

Grade: F

Growth: 4.0Profit: 2.0Value: 6.7Quality: 4.5
Piotroski: 2/9Altman Z: -10.39

UBER

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 7.5Value: 5.3Quality: 5.0
Piotroski: 4/9Altman Z: 1.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NRDYUndervalued (+65.2%)

Margin of Safety

+65.2%

Fair Value

$2.87

Current Price

$0.82

$2.05 discount

UndervaluedFair: $2.87Overvalued
UBERUndervalued (+3.8%)

Margin of Safety

+3.8%

Fair Value

$71.28

Current Price

$72.21

$0.93 discount

UndervaluedFair: $71.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRDY0 strengths · Avg: 0/10

No standout strengths identified

UBER4 strengths · Avg: 8.8/10
Return on EquityProfitability
34.5%10/10

Every $100 of equity generates 35 in profit

Market CapQuality
$145.79B9/10

Large-cap with strong market position

P/E RatioValuation
17.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

Areas to Watch

NRDY4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$157.09M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.013/10

Elevated debt levels

UBER3 concerns · Avg: 2.0/10
PEG RatioValuation
5.982/10

Expensive relative to growth rate

EPS GrowthGrowth
-84.6%2/10

Earnings declined 84.6%

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : NRDY

NRDY has a balanced fundamental profile.

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, Market Cap, P/E Ratio. Profitability is solid with margins at 15.9% and operating margin at 14.6%. Revenue growth of 14.5% demonstrates continued momentum.

Bear Case : NRDY

The primary concerns for NRDY are Revenue Growth, EPS Growth, Market Cap.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

NRDY profiles as a turnaround stock while UBER is a mature play — different risk/reward profiles.

NRDY carries more volatility with a beta of 1.76 — expect wider price swings.

UBER is growing revenue faster at 14.5% — sustainability is the question.

UBER generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

UBER scores higher overall (54/100 vs 24/100), backed by strong 15.9% margins and 14.5% revenue growth. NRDY offers better value entry with a 65.2% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nerdy Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Nerdy Inc. is a leading online learning platform, recognized for its flagship brand, Varsity Tutors, which offers personalized educational experiences through cutting-edge technology. The company provides a comprehensive suite of services, including individualized tutoring and small group classes, catering to a wide array of subjects and educational levels. With a robust focus on data analytics to optimize learning outcomes, Nerdy is strategically positioned to leverage the growing online education market. Driven by a commitment to enhancing accessibility and empowering learners, Nerdy Inc. is set to play a pivotal role in the evolution of education.

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Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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