Nerdy Inc (NRDY)vsSAP SE ADR (SAP)
NRDY
Nerdy Inc
$0.82
-0.78%
TECHNOLOGY · Cap: $157.09M
SAP
SAP SE ADR
$184.77
-1.27%
TECHNOLOGY · Cap: $192.92B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 20631% more annual revenue ($37.34B vs $180.13M). SAP leads profitability with a 19.6% profit margin vs -18.6%. SAP earns a higher WallStSmart Score of 59/100 (C).
NRDY
Avoid24
out of 100
Grade: F
SAP
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+65.2%
Fair Value
$2.87
Current Price
$0.82
$2.05 discount
Margin of Safety
-34.7%
Fair Value
$145.83
Current Price
$184.77
$38.94 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
No standout strengths identified
Strong operational efficiency at 30.0%
Safe zone — low bankruptcy risk
Large-cap with strong market position
Generating 3.3B in free cash flow
Areas to Watch
2.4% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : NRDY
NRDY has a balanced fundamental profile.
Bull Case : SAP
The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bear Case : NRDY
The primary concerns for NRDY are Revenue Growth, EPS Growth, Market Cap.
Bear Case : SAP
No major red flags identified for SAP, but monitor valuation.
Key Dynamics to Monitor
NRDY profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.
NRDY carries more volatility with a beta of 1.76 — expect wider price swings.
SAP is growing revenue faster at 6.0% — sustainability is the question.
SAP generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (59/100 vs 24/100), backed by strong 19.6% margins. NRDY offers better value entry with a 65.2% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Nerdy Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Nerdy Inc. is a leading online learning platform, recognized for its flagship brand, Varsity Tutors, which offers personalized educational experiences through cutting-edge technology. The company provides a comprehensive suite of services, including individualized tutoring and small group classes, catering to a wide array of subjects and educational levels. With a robust focus on data analytics to optimize learning outcomes, Nerdy is strategically positioned to leverage the growing online education market. Driven by a commitment to enhancing accessibility and empowering learners, Nerdy Inc. is set to play a pivotal role in the evolution of education.
Visit Website →SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
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