WallStSmart

ServiceNow Inc (NOW)vsNerdy Inc (NRDY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 7650% more annual revenue ($13.96B vs $180.13M). NOW leads profitability with a 12.6% profit margin vs -18.6%. NOW earns a higher WallStSmart Score of 59/100 (C).

NOW

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65

NRDY

Avoid

24

out of 100

Grade: F

Growth: 4.0Profit: 2.0Value: 6.7Quality: 4.5
Piotroski: 2/9Altman Z: -10.39
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+80.8%)

Margin of Safety

+80.8%

Fair Value

$602.92

Current Price

$115.76

$487.16 discount

UndervaluedFair: $602.92Overvalued
NRDYUndervalued (+63.8%)

Margin of Safety

+63.8%

Fair Value

$2.76

Current Price

$0.85

$1.91 discount

UndervaluedFair: $2.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$98.45B9/10

Large-cap with strong market position

PEG RatioValuation
0.898/10

Growing faster than its price suggests

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

NRDY0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
10.2x4/10

Trading at 10.2x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

NRDY4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$163.26M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.013/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 22.1% demonstrates continued momentum. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bull Case : NRDY

NRDY has a balanced fundamental profile.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 60.4x leaves little room for execution misses.

Bear Case : NRDY

The primary concerns for NRDY are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

NOW profiles as a growth stock while NRDY is a turnaround play — different risk/reward profiles.

NRDY carries more volatility with a beta of 1.73 — expect wider price swings.

NOW is growing revenue faster at 22.1% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Bottom Line

NOW scores higher overall (59/100 vs 24/100) and 22.1% revenue growth. NRDY offers better value entry with a 63.8% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

Nerdy Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Nerdy Inc. is a prominent player in the online education sector, primarily known for its flagship platform, Varsity Tutors, which delivers personalized learning experiences through innovative technology. The company offers a diverse range of educational services, including one-on-one tutoring and small group classes, tailored to various subjects and academic levels. With a strong emphasis on data analytics to enhance learning efficacy, Nerdy Inc. is well-positioned to capitalize on the expanding online education landscape. Committed to improving accessibility and empowering students, the company is poised to significantly influence the future of education.

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