WallStSmart

Salesforce.com Inc (CRM)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 13% more annual revenue ($41.52B vs $36.80B). SAP leads profitability with a 19.5% profit margin vs 18.0%. SAP appears more attractively valued with a PEG of 0.83. CRM earns a higher WallStSmart Score of 65/100 (B-).

CRM

Strong Buy

65

out of 100

Grade: B-

Growth: 6.7Profit: 7.0Value: 9.3Quality: 6.0
Piotroski: 5/9Altman Z: 1.83

SAP

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+29.4%)

Margin of Safety

+29.4%

Fair Value

$276.08

Current Price

$195.38

$80.70 discount

UndervaluedFair: $276.08Overvalued
SAPSignificantly Overvalued (-89.9%)

Margin of Safety

-89.9%

Fair Value

$103.45

Current Price

$175.86

$72.41 premium

UndervaluedFair: $103.45Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM4 strengths · Avg: 8.5/10
Market CapQuality
$185.84B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$225.34B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.838/10

Growing faster than its price suggests

Operating MarginProfitability
29.2%8/10

Strong operational efficiency at 29.2%

Free Cash FlowQuality
$1.09B8/10

Generating 1.1B in free cash flow

Areas to Watch

CRM2 concerns · Avg: 4.0/10
P/E RatioValuation
25.5x4/10

Moderate valuation

Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

SAP2 concerns · Avg: 4.0/10
P/E RatioValuation
27.4x4/10

Moderate valuation

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, PEG Ratio. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.5% and operating margin at 29.2%. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bear Case : CRM

The primary concerns for CRM are P/E Ratio, Altman Z-Score.

Bear Case : SAP

The primary concerns for SAP are P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

CRM profiles as a mature stock while SAP is a value play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.31 — expect wider price swings.

CRM is growing revenue faster at 12.1% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (65/100 vs 58/100), backed by strong 18.0% margins and 12.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

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