NCR Atleos Corporation (NATL)vsOracle Corporation (ORCL)
NATL
NCR Atleos Corporation
$44.47
+0.07%
TECHNOLOGY · Cap: $3.28B
ORCL
Oracle Corporation
$161.39
-1.49%
TECHNOLOGY · Cap: $464.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 1372% more annual revenue ($64.08B vs $4.35B). ORCL leads profitability with a 25.3% profit margin vs 3.7%. NATL trades at a lower P/E of 20.8x. ORCL earns a higher WallStSmart Score of 74/100 (B).
NATL
Buy58
out of 100
Grade: C
ORCL
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+84.9%
Fair Value
$273.34
Current Price
$44.47
$228.87 discount
Margin of Safety
-42.4%
Fair Value
$113.34
Current Price
$161.39
$48.05 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 52 in profit
Earnings expanding 97.5% YoY
Mega-cap, among the largest globally
Every $100 of equity generates 58 in profit
Strong operational efficiency at 32.7%
Keeps 25 of every $100 in revenue as profit
Revenue surging 21.7% year-over-year
Earnings expanding 24.5% YoY
Areas to Watch
Trading at 8.1x book value
4.0% revenue growth
3.7% margin — thin
Distress zone — elevated risk
Moderate valuation
Trading at 13.8x book value
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : NATL
The strongest argument for NATL centers on Return on Equity, EPS Growth.
Bull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.
Bear Case : NATL
The primary concerns for NATL are Price/Book, Revenue Growth, Profit Margin. Thin 3.7% margins leave little buffer for downturns.
Bear Case : ORCL
The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.
Key Dynamics to Monitor
NATL profiles as a value stock while ORCL is a growth play — different risk/reward profiles.
ORCL carries more volatility with a beta of 1.60 — expect wider price swings.
ORCL is growing revenue faster at 21.7% — sustainability is the question.
NATL generates stronger free cash flow (194M), providing more financial flexibility.
Bottom Line
ORCL scores higher overall (74/100 vs 58/100), backed by strong 25.3% margins and 21.7% revenue growth. NATL offers better value entry with a 84.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
NCR Atleos Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
NCR ATMCo, LLC is a financial technology company in the United States, rest of Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia Pacific.
Visit Website →Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
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