NCR Atleos Corporation (NATL)vsServiceNow Inc (NOW)
NATL
NCR Atleos Corporation
$46.62
+0.80%
TECHNOLOGY · Cap: $3.36B
NOW
ServiceNow Inc
$132.53
+1.04%
TECHNOLOGY · Cap: $137.02B
Smart Verdict
WallStSmart Research — data-driven comparison
ServiceNow Inc generates 233% more annual revenue ($14.73B vs $4.42B). NOW leads profitability with a 11.3% profit margin vs 4.4%. NATL trades at a lower P/E of 17.6x. NATL earns a higher WallStSmart Score of 58/100 (C).
NATL
Buy58
out of 100
Grade: C
NOW
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for NATL.
Margin of Safety
+78.9%
Fair Value
$626.98
Current Price
$132.53
$494.45 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 44 in profit
Earnings expanding 65.4% YoY
Attractively priced relative to earnings
Large-cap with strong market position
Growing faster than its price suggests
Revenue surging 24.0% year-over-year
Areas to Watch
0.1% revenue growth
4.4% margin — thin
Negative free cash flow — burning cash
Distress zone — elevated risk
Trading at 10.9x book value
Distress zone — elevated risk
Operating margin of 4.1%
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : NATL
The strongest argument for NATL centers on Return on Equity, EPS Growth, P/E Ratio.
Bull Case : NOW
The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.
Bear Case : NATL
The primary concerns for NATL are Revenue Growth, Profit Margin, Free Cash Flow. Debt-to-equity of 6.33 is elevated, increasing financial risk. Thin 4.4% margins leave little buffer for downturns.
Bear Case : NOW
The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 81.8x leaves little room for execution misses.
Key Dynamics to Monitor
NATL profiles as a value stock while NOW is a growth play — different risk/reward profiles.
NOW carries more volatility with a beta of 0.97 — expect wider price swings.
NOW is growing revenue faster at 24.0% — sustainability is the question.
NOW generates stronger free cash flow (473M), providing more financial flexibility.
Bottom Line
NATL scores higher overall (58/100 vs 49/100). NOW offers better value entry with a 78.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
NCR Atleos Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
NCR ATMCo, LLC is a financial technology company in the United States, rest of Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia Pacific.
Visit Website →ServiceNow Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.
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