WallStSmart

NCR Atleos Corporation (NATL)vsUber Technologies Inc (UBER)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 1115% more annual revenue ($53.69B vs $4.42B). UBER leads profitability with a 15.9% profit margin vs 3.9%. UBER trades at a lower P/E of 17.8x. NATL earns a higher WallStSmart Score of 56/100 (C).

NATL

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 5.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.14

UBER

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 7.5Value: 5.3Quality: 5.0
Piotroski: 4/9Altman Z: 1.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NATL.

UBERUndervalued (+3.8%)

Margin of Safety

+3.8%

Fair Value

$71.28

Current Price

$72.21

$0.93 discount

UndervaluedFair: $71.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NATL2 strengths · Avg: 10.0/10
Return on EquityProfitability
44.4%10/10

Every $100 of equity generates 44 in profit

EPS GrowthGrowth
52.6%10/10

Earnings expanding 52.6% YoY

UBER4 strengths · Avg: 8.8/10
Return on EquityProfitability
34.5%10/10

Every $100 of equity generates 35 in profit

Market CapQuality
$145.79B9/10

Large-cap with strong market position

P/E RatioValuation
17.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

Areas to Watch

NATL4 concerns · Avg: 2.8/10
Price/BookValuation
8.2x4/10

Trading at 8.2x book value

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Free Cash FlowQuality
$-36.00M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.142/10

Distress zone — elevated risk

UBER3 concerns · Avg: 2.0/10
PEG RatioValuation
5.982/10

Expensive relative to growth rate

EPS GrowthGrowth
-84.6%2/10

Earnings declined 84.6%

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : NATL

The strongest argument for NATL centers on Return on Equity, EPS Growth.

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, Market Cap, P/E Ratio. Profitability is solid with margins at 15.9% and operating margin at 14.6%. Revenue growth of 14.5% demonstrates continued momentum.

Bear Case : NATL

The primary concerns for NATL are Price/Book, Profit Margin, Free Cash Flow. Thin 3.9% margins leave little buffer for downturns.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

NATL profiles as a value stock while UBER is a mature play — different risk/reward profiles.

UBER carries more volatility with a beta of 1.16 — expect wider price swings.

UBER is growing revenue faster at 14.5% — sustainability is the question.

UBER generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

NATL scores higher overall (56/100 vs 54/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NCR Atleos Corporation

TECHNOLOGY · SOFTWARE - APPLICATION · USA

NCR ATMCo, LLC is a financial technology company in the United States, rest of Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia Pacific.

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Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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