Salesforce.com Inc (CRM)vsNCR Atleos Corporation (NATL)
CRM
Salesforce.com Inc
$181.96
-0.58%
TECHNOLOGY · Cap: $171.49B
NATL
NCR Atleos Corporation
$43.74
+0.60%
TECHNOLOGY · Cap: $3.20B
Smart Verdict
WallStSmart Research — data-driven comparison
Salesforce.com Inc generates 854% more annual revenue ($41.52B vs $4.35B). CRM leads profitability with a 18.0% profit margin vs 3.7%. NATL trades at a lower P/E of 20.3x. CRM earns a higher WallStSmart Score of 63/100 (C+).
CRM
Buy63
out of 100
Grade: C+
NATL
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+34.2%
Fair Value
$276.43
Current Price
$181.96
$94.47 discount
Margin of Safety
+58.8%
Fair Value
$100.15
Current Price
$43.74
$56.41 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Generating 5.3B in free cash flow
Every $100 of equity generates 52 in profit
Earnings expanding 97.5% YoY
Areas to Watch
Grey zone — moderate risk
4.0% revenue growth
3.7% margin — thin
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CRM
The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.
Bull Case : NATL
The strongest argument for NATL centers on Return on Equity, EPS Growth.
Bear Case : CRM
The primary concerns for CRM are Altman Z-Score.
Bear Case : NATL
The primary concerns for NATL are Revenue Growth, Profit Margin, Altman Z-Score. Thin 3.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
CRM profiles as a mature stock while NATL is a value play — different risk/reward profiles.
CRM carries more volatility with a beta of 1.31 — expect wider price swings.
CRM is growing revenue faster at 12.1% — sustainability is the question.
CRM generates stronger free cash flow (5.3B), providing more financial flexibility.
Bottom Line
CRM scores higher overall (63/100 vs 58/100), backed by strong 18.0% margins and 12.1% revenue growth. NATL offers better value entry with a 58.8% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Salesforce.com Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.
Visit Website →NCR Atleos Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
NCR ATMCo, LLC is a financial technology company in the United States, rest of Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia Pacific.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
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