WallStSmart

Murphy USA Inc (MUSA)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 46% more annual revenue ($25.19B vs $17.30B). SE leads profitability with a 6.4% profit margin vs 3.2%. SE appears more attractively valued with a PEG of 1.51. MUSA earns a higher WallStSmart Score of 62/100 (C+).

MUSA

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 5.0Quality: 4.5
Piotroski: 3/9Altman Z: 5.89

SE

Buy

52

out of 100

Grade: C-

Growth: 8.0Profit: 5.5Value: 6.0Quality: 7.5
Piotroski: 6/9Altman Z: 1.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MUSA.

SEUndervalued (+52.3%)

Margin of Safety

+52.3%

Fair Value

$240.26

Current Price

$108.37

$131.89 discount

UndervaluedFair: $240.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MUSA3 strengths · Avg: 10.0/10
Return on EquityProfitability
88.8%10/10

Every $100 of equity generates 89 in profit

EPS GrowthGrowth
176.8%10/10

Earnings expanding 176.8% YoY

Altman Z-ScoreHealth
5.8910/10

Safe zone — low bankruptcy risk

SE3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
46.6%10/10

Revenue surging 46.6% year-over-year

Market CapQuality
$66.83B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Areas to Watch

MUSA4 concerns · Avg: 3.5/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Price/BookValuation
17.3x4/10

Trading at 17.3x book value

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

Operating MarginProfitability
4.8%3/10

Operating margin of 4.8%

SE4 concerns · Avg: 3.8/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

EPS GrowthGrowth
3.1%4/10

3.1% earnings growth

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : MUSA

The strongest argument for MUSA centers on Return on Equity, EPS Growth, Altman Z-Score.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Debt/Equity. Revenue growth of 46.6% demonstrates continued momentum.

Bear Case : MUSA

The primary concerns for MUSA are PEG Ratio, Price/Book, Profit Margin. Debt-to-equity of 4.08 is elevated, increasing financial risk. Thin 3.2% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are PEG Ratio, EPS Growth, Altman Z-Score. A P/E of 41.5x leaves little room for execution misses.

Key Dynamics to Monitor

MUSA profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

SE carries more volatility with a beta of 1.55 — expect wider price swings.

SE is growing revenue faster at 46.6% — sustainability is the question.

SE generates stronger free cash flow (919M), providing more financial flexibility.

Bottom Line

MUSA scores higher overall (62/100 vs 52/100). SE offers better value entry with a 52.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Murphy USA Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Murphy USA Inc. is engaged in the marketing of retail motor fuel products and convenience merchandise. The company is headquartered in El Dorado, Arkansas.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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