WallStSmart

Caseys General Stores Inc (CASY)vsMurphy USA Inc (MUSA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Murphy USA Inc generates 0% more annual revenue ($17.02B vs $16.98B). CASY leads profitability with a 3.8% profit margin vs 2.8%. MUSA appears more attractively valued with a PEG of 1.51. MUSA earns a higher WallStSmart Score of 54/100 (C-).

CASY

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 5.5Value: 9.3Quality: 6.3
Piotroski: 4/9Altman Z: 3.19

MUSA

Buy

54

out of 100

Grade: C-

Growth: 4.0Profit: 7.0Value: 9.3Quality: 4.5
Piotroski: 3/9Altman Z: 5.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CASYUndervalued (+20.5%)

Margin of Safety

+20.5%

Fair Value

$815.72

Current Price

$714.23

$101.49 discount

UndervaluedFair: $815.72Overvalued
MUSAUndervalued (+20.0%)

Margin of Safety

+20.0%

Fair Value

$476.41

Current Price

$477.36

$0.95 discount

UndervaluedFair: $476.41Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CASY2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1910/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
49.8%8/10

Earnings expanding 49.8% YoY

MUSA2 strengths · Avg: 10.0/10
Return on EquityProfitability
64.3%10/10

Every $100 of equity generates 64 in profit

Altman Z-ScoreHealth
5.8910/10

Safe zone — low bankruptcy risk

Areas to Watch

CASY4 concerns · Avg: 3.8/10
PEG RatioValuation
2.054/10

Expensive relative to growth rate

P/E RatioValuation
39.5x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.3%4/10

0.3% revenue growth

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

MUSA4 concerns · Avg: 3.8/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Price/BookValuation
14.2x4/10

Trading at 14.2x book value

Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CASY

The strongest argument for CASY centers on Altman Z-Score, EPS Growth.

Bull Case : MUSA

The strongest argument for MUSA centers on Return on Equity, Altman Z-Score.

Bear Case : CASY

The primary concerns for CASY are PEG Ratio, P/E Ratio, Revenue Growth. Thin 3.8% margins leave little buffer for downturns.

Bear Case : MUSA

The primary concerns for MUSA are PEG Ratio, Price/Book, Revenue Growth. Debt-to-equity of 5.22 is elevated, increasing financial risk. Thin 2.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

CASY carries more volatility with a beta of 0.65 — expect wider price swings.

CASY is growing revenue faster at 0.3% — sustainability is the question.

MUSA generates stronger free cash flow (129M), providing more financial flexibility.

Monitor SPECIALTY RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MUSA scores higher overall (54/100 vs 53/100). CASY offers better value entry with a 20.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Caseys General Stores Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Casey's General Stores, Inc., operates convenience stores under the names Casey's and Casey's General Store. The company is headquartered in Ankeny, Iowa.

Murphy USA Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Murphy USA Inc. is engaged in the marketing of retail motor fuel products and convenience merchandise. The company is headquartered in El Dorado, Arkansas.

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