WallStSmart

Murphy USA Inc (MUSA)vsWilliams-Sonoma Inc (WSM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Murphy USA Inc generates 118% more annual revenue ($17.02B vs $7.81B). WSM leads profitability with a 13.9% profit margin vs 2.8%. MUSA appears more attractively valued with a PEG of 1.51. MUSA earns a higher WallStSmart Score of 54/100 (C-).

MUSA

Buy

54

out of 100

Grade: C-

Growth: 4.0Profit: 7.0Value: 9.3Quality: 4.5
Piotroski: 3/9Altman Z: 5.89

WSM

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 7.3Quality: 5.8
Piotroski: 3/9Altman Z: 3.37
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MUSAUndervalued (+20.0%)

Margin of Safety

+20.0%

Fair Value

$476.41

Current Price

$477.36

$0.95 discount

UndervaluedFair: $476.41Overvalued
WSMSignificantly Overvalued (-254.6%)

Margin of Safety

-254.6%

Fair Value

$60.11

Current Price

$181.93

$121.82 premium

UndervaluedFair: $60.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MUSA2 strengths · Avg: 10.0/10
Return on EquityProfitability
64.3%10/10

Every $100 of equity generates 64 in profit

Altman Z-ScoreHealth
5.8910/10

Safe zone — low bankruptcy risk

WSM3 strengths · Avg: 9.3/10
Return on EquityProfitability
51.5%10/10

Every $100 of equity generates 52 in profit

Altman Z-ScoreHealth
3.3710/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

Areas to Watch

MUSA4 concerns · Avg: 3.8/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Price/BookValuation
14.2x4/10

Trading at 14.2x book value

Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

WSM4 concerns · Avg: 3.3/10
PEG RatioValuation
2.274/10

Expensive relative to growth rate

Price/BookValuation
10.4x4/10

Trading at 10.4x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-4.3%2/10

Revenue declined 4.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : MUSA

The strongest argument for MUSA centers on Return on Equity, Altman Z-Score.

Bull Case : WSM

The strongest argument for WSM centers on Return on Equity, Altman Z-Score, Operating Margin.

Bear Case : MUSA

The primary concerns for MUSA are PEG Ratio, Price/Book, Revenue Growth. Debt-to-equity of 5.22 is elevated, increasing financial risk. Thin 2.8% margins leave little buffer for downturns.

Bear Case : WSM

The primary concerns for WSM are PEG Ratio, Price/Book, Piotroski F-Score.

Key Dynamics to Monitor

MUSA profiles as a value stock while WSM is a declining play — different risk/reward profiles.

WSM carries more volatility with a beta of 1.56 — expect wider price swings.

MUSA is growing revenue faster at 0.2% — sustainability is the question.

WSM generates stronger free cash flow (517M), providing more financial flexibility.

Bottom Line

MUSA scores higher overall (54/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Murphy USA Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Murphy USA Inc. is engaged in the marketing of retail motor fuel products and convenience merchandise. The company is headquartered in El Dorado, Arkansas.

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Williams-Sonoma Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Williams-Sonoma, Inc. is an omnichannel specialty retailer of various home products. The company is headquartered in San Francisco, California.

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