WallStSmart

Lowe's Companies Inc (LOW)vsValvoline Inc (VVV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 4659% more annual revenue ($88.43B vs $1.86B). LOW leads profitability with a 7.5% profit margin vs 5.0%. VVV appears more attractively valued with a PEG of 1.10. VVV earns a higher WallStSmart Score of 65/100 (C+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

VVV

Buy

65

out of 100

Grade: C+

Growth: 8.0Profit: 7.0Value: 4.3Quality: 3.5
Piotroski: 4/9Altman Z: 1.31
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-50.6%)

Margin of Safety

-50.6%

Fair Value

$139.97

Current Price

$210.74

$70.77 premium

UndervaluedFair: $139.97Overvalued

Intrinsic value data unavailable for VVV.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$115.86B9/10

Large-cap with strong market position

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

VVV2 strengths · Avg: 8.5/10
Return on EquityProfitability
26.5%9/10

Every $100 of equity generates 26 in profit

Revenue GrowthGrowth
25.0%8/10

Revenue surging 25.0% year-over-year

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

VVV4 concerns · Avg: 2.8/10
Price/BookValuation
12.9x4/10

Trading at 12.9x book value

Profit MarginProfitability
5.0%3/10

5.0% margin — thin

P/E RatioValuation
50.1x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.312/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : VVV

The strongest argument for VVV centers on Return on Equity, Revenue Growth. Revenue growth of 25.0% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : VVV

The primary concerns for VVV are Price/Book, Profit Margin, P/E Ratio. A P/E of 50.1x leaves little room for execution misses. Debt-to-equity of 5.75 is elevated, increasing financial risk.

Key Dynamics to Monitor

LOW profiles as a value stock while VVV is a growth play — different risk/reward profiles.

VVV carries more volatility with a beta of 1.03 — expect wider price swings.

VVV is growing revenue faster at 25.0% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

VVV scores higher overall (65/100 vs 50/100) and 25.0% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Valvoline Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Valvoline Inc. manufactures, markets and supplies automotive and engine maintenance products and services. The company is headquartered in Lexington, Kentucky.

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