WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsValvoline Inc (VVV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Valvoline Inc generates 142% more annual revenue ($1.86B vs $766.48M). VVV leads profitability with a 5.0% profit margin vs 2.6%. VVV appears more attractively valued with a PEG of 1.10. VVV earns a higher WallStSmart Score of 65/100 (C+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

VVV

Buy

65

out of 100

Grade: C+

Growth: 8.0Profit: 7.0Value: 4.3Quality: 3.5
Piotroski: 4/9Altman Z: 1.31
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued

Intrinsic value data unavailable for VVV.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

VVV2 strengths · Avg: 8.5/10
Return on EquityProfitability
26.5%9/10

Every $100 of equity generates 26 in profit

Revenue GrowthGrowth
25.0%8/10

Revenue surging 25.0% year-over-year

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

VVV4 concerns · Avg: 2.8/10
Price/BookValuation
12.9x4/10

Trading at 12.9x book value

Profit MarginProfitability
5.0%3/10

5.0% margin — thin

P/E RatioValuation
50.1x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.312/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : VVV

The strongest argument for VVV centers on Return on Equity, Revenue Growth. Revenue growth of 25.0% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : VVV

The primary concerns for VVV are Price/Book, Profit Margin, P/E Ratio. A P/E of 50.1x leaves little room for execution misses. Debt-to-equity of 5.75 is elevated, increasing financial risk.

Key Dynamics to Monitor

HVT-A profiles as a value stock while VVV is a growth play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.

VVV is growing revenue faster at 25.0% — sustainability is the question.

VVV generates stronger free cash flow (38M), providing more financial flexibility.

Bottom Line

VVV scores higher overall (65/100 vs 50/100) and 25.0% revenue growth. HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Valvoline Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Valvoline Inc. manufactures, markets and supplies automotive and engine maintenance products and services. The company is headquartered in Lexington, Kentucky.

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