Lowe's Companies Inc (LOW)vsToll Brothers Inc (TOL)
LOW
Lowe's Companies Inc
$213.31
-2.19%
CONSUMER CYCLICAL · Cap: $117.30B
TOL
Toll Brothers Inc
$149.32
-2.68%
CONSUMER CYCLICAL · Cap: $13.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 741% more annual revenue ($90.43B vs $10.76B). TOL leads profitability with a 11.1% profit margin vs 7.3%. TOL appears more attractively valued with a PEG of 0.91. TOL earns a higher WallStSmart Score of 59/100 (C).
LOW
Hold50
out of 100
Grade: D+
TOL
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-44.4%
Fair Value
$144.78
Current Price
$213.31
$68.53 premium
Margin of Safety
-45.7%
Fair Value
$96.03
Current Price
$149.32
$53.29 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 3.1B in free cash flow
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
0.0% earnings growth
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.3% margin — thin
Weak financial health signals
Revenue declined 9.7%
Earnings declined 20.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : TOL
The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bear Case : LOW
The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.
Bear Case : TOL
The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
LOW profiles as a value stock while TOL is a declining play — different risk/reward profiles.
TOL carries more volatility with a beta of 1.30 — expect wider price swings.
LOW is growing revenue faster at 8.3% — sustainability is the question.
LOW generates stronger free cash flow (3.1B), providing more financial flexibility.
Bottom Line
TOL scores higher overall (59/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →Toll Brothers Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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