Lowe's Companies Inc (LOW)vsThredUp Inc (TDUP)
LOW
Lowe's Companies Inc
$190.98
-0.78%
CONSUMER CYCLICAL · Cap: $110.43B
TDUP
ThredUp Inc
$2.48
+2.48%
CONSUMER CYCLICAL · Cap: $325.71M
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 26951% more annual revenue ($90.43B vs $334.30M). LOW leads profitability with a 7.3% profit margin vs -6.7%. LOW earns a higher WallStSmart Score of 50/100 (D+).
LOW
Hold50
out of 100
Grade: D+
TDUP
Avoid34
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-34.3%
Fair Value
$144.62
Current Price
$190.98
$46.36 premium
Margin of Safety
+17.9%
Fair Value
$5.48
Current Price
$2.48
$3.00 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 3.1B in free cash flow
16.9% revenue growth
Areas to Watch
0.0% earnings growth
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.3% margin — thin
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -36.6% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : TDUP
The strongest argument for TDUP centers on Revenue Growth. Revenue growth of 16.9% demonstrates continued momentum.
Bear Case : LOW
The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.
Bear Case : TDUP
The primary concerns for TDUP are EPS Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
LOW profiles as a value stock while TDUP is a growth play — different risk/reward profiles.
TDUP carries more volatility with a beta of 1.98 — expect wider price swings.
TDUP is growing revenue faster at 16.9% — sustainability is the question.
LOW generates stronger free cash flow (3.1B), providing more financial flexibility.
Bottom Line
LOW scores higher overall (50/100 vs 34/100). TDUP offers better value entry with a 17.9% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →ThredUp Inc
CONSUMER CYCLICAL · INTERNET RETAIL · USA
ThredUp Inc. operates online resale platforms that allow consumers to buy and sell second-hand clothing, shoes, and accessories for women and children. The company is headquartered in Oakland, California.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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