The Home Depot Inc (HD)vsThredUp Inc (TDUP)
HD
The Home Depot Inc
$310.78
-2.29%
CONSUMER CYCLICAL · Cap: $336.21B
TDUP
ThredUp Inc
$4.80
+5.03%
CONSUMER CYCLICAL · Cap: $640.04M
Smart Verdict
WallStSmart Research — data-driven comparison
The Home Depot Inc generates 51767% more annual revenue ($166.59B vs $321.19M). HD leads profitability with a 8.4% profit margin vs -6.7%. HD earns a higher WallStSmart Score of 51/100 (C-).
HD
Buy51
out of 100
Grade: C-
TDUP
Avoid32
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-57.4%
Fair Value
$212.44
Current Price
$310.78
$98.34 premium
Margin of Safety
+18.2%
Fair Value
$5.50
Current Price
$4.80
$0.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 101 in profit
Safe zone — low bankruptcy risk
Generating 5.2B in free cash flow
No standout strengths identified
Areas to Watch
Expensive relative to growth rate
4.8% revenue growth
Weak financial health signals
Trading at 22.3x book value
Trading at 10.2x book value
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -36.1% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HD
The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.
Bull Case : TDUP
Revenue growth of 14.6% demonstrates continued momentum.
Bear Case : HD
The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.
Bear Case : TDUP
The primary concerns for TDUP are Price/Book, EPS Growth, Market Cap.
Key Dynamics to Monitor
HD profiles as a value stock while TDUP is a turnaround play — different risk/reward profiles.
TDUP carries more volatility with a beta of 2.06 — expect wider price swings.
TDUP is growing revenue faster at 14.6% — sustainability is the question.
HD generates stronger free cash flow (5.2B), providing more financial flexibility.
Bottom Line
HD scores higher overall (51/100 vs 32/100). TDUP offers better value entry with a 18.2% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Home Depot Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.
ThredUp Inc
CONSUMER CYCLICAL · INTERNET RETAIL · USA
ThredUp Inc. operates online resale platforms that allow consumers to buy and sell second-hand clothing, shoes, and accessories for women and children. The company is headquartered in Oakland, California.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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