The Home Depot Inc (HD)vsThredUp Inc (TDUP)
HD
The Home Depot Inc
$297.21
-0.93%
CONSUMER CYCLICAL · Cap: $304.98B
TDUP
ThredUp Inc
$2.48
+2.48%
CONSUMER CYCLICAL · Cap: $325.71M
Smart Verdict
WallStSmart Research — data-driven comparison
The Home Depot Inc generates 50506% more annual revenue ($169.18B vs $334.30M). HD leads profitability with a 8.4% profit margin vs -6.7%. HD earns a higher WallStSmart Score of 58/100 (C).
HD
Buy58
out of 100
Grade: C
TDUP
Avoid34
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-38.8%
Fair Value
$217.98
Current Price
$297.21
$79.23 premium
Margin of Safety
+17.9%
Fair Value
$5.48
Current Price
$2.48
$3.00 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 86 in profit
Safe zone — low bankruptcy risk
Generating 4.5B in free cash flow
16.9% revenue growth
Areas to Watch
Expensive relative to growth rate
Trading at 17.9x book value
4.6% earnings growth
Weak financial health signals
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -36.6% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HD
The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.
Bull Case : TDUP
The strongest argument for TDUP centers on Revenue Growth. Revenue growth of 16.9% demonstrates continued momentum.
Bear Case : HD
The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.
Bear Case : TDUP
The primary concerns for TDUP are EPS Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
HD profiles as a value stock while TDUP is a growth play — different risk/reward profiles.
TDUP carries more volatility with a beta of 1.98 — expect wider price swings.
TDUP is growing revenue faster at 16.9% — sustainability is the question.
HD generates stronger free cash flow (4.5B), providing more financial flexibility.
Bottom Line
HD scores higher overall (58/100 vs 34/100). TDUP offers better value entry with a 17.9% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Home Depot Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.
ThredUp Inc
CONSUMER CYCLICAL · INTERNET RETAIL · USA
ThredUp Inc. operates online resale platforms that allow consumers to buy and sell second-hand clothing, shoes, and accessories for women and children. The company is headquartered in Oakland, California.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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