WallStSmart

Lowe's Companies Inc (LOW)vsPatrick Industries Inc (PATK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 2145% more annual revenue ($88.43B vs $3.94B). LOW leads profitability with a 7.5% profit margin vs 3.7%. LOW appears more attractively valued with a PEG of 1.36. PATK earns a higher WallStSmart Score of 54/100 (C-).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

PATK

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 4.3Quality: 6.5
Piotroski: 5/9Altman Z: 2.58
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-56.3%)

Margin of Safety

-56.3%

Fair Value

$140.74

Current Price

$223.35

$82.61 premium

UndervaluedFair: $140.74Overvalued

Intrinsic value data unavailable for PATK.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$116.58B9/10

Large-cap with strong market position

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

PATK2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
33.3%8/10

Earnings expanding 33.3% YoY

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PATK4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Debt/EquityHealth
1.353/10

Elevated debt levels

PEG RatioValuation
3.462/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.6%2/10

Revenue declined 0.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : PATK

The strongest argument for PATK centers on Price/Book, EPS Growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : PATK

The primary concerns for PATK are Profit Margin, Debt/Equity, PEG Ratio. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

PATK carries more volatility with a beta of 1.09 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PATK scores higher overall (54/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Patrick Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Patrick Industries Inc. (PATK), headquartered in Elkhart, Indiana, is a leading manufacturer and distributor of component products catering primarily to the recreational vehicle, marine, manufactured housing, and industrial markets. With a diverse portfolio that includes cabinetry, decorative surfaces, and building materials, the company leverages its extensive industry experience to promote operational efficiency and innovate product offerings. Committed to sustainability and strategic growth through acquisitions, Patrick Industries is strategically poised to benefit from the escalating demand within the recreational vehicle sector, offering compelling growth prospects and value creation opportunities for institutional investors.

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