WallStSmart

Floor & Decor Holdings Inc (FND)vsPatrick Industries Inc (PATK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 20% more annual revenue ($4.71B vs $3.94B). FND leads profitability with a 4.9% profit margin vs 3.7%. FND appears more attractively valued with a PEG of 2.20. PATK earns a higher WallStSmart Score of 54/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

PATK

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 4.3Quality: 6.5
Piotroski: 5/9Altman Z: 2.58
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+16.0%)

Margin of Safety

+16.0%

Fair Value

$82.06

Current Price

$62.69

$19.37 discount

UndervaluedFair: $82.06Overvalued

Intrinsic value data unavailable for PATK.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

PATK2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
33.3%8/10

Earnings expanding 33.3% YoY

Areas to Watch

FND4 concerns · Avg: 3.8/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
26.9x4/10

Moderate valuation

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

PATK4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Debt/EquityHealth
1.353/10

Elevated debt levels

PEG RatioValuation
3.462/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.6%2/10

Revenue declined 0.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : PATK

The strongest argument for PATK centers on Price/Book, EPS Growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Revenue Growth. Thin 4.9% margins leave little buffer for downturns.

Bear Case : PATK

The primary concerns for PATK are Profit Margin, Debt/Equity, PEG Ratio. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.58 — expect wider price swings.

FND is growing revenue faster at 3.0% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PATK scores higher overall (54/100 vs 53/100). FND offers better value entry with a 16.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Patrick Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Patrick Industries Inc. (PATK), headquartered in Elkhart, Indiana, is a leading manufacturer and distributor of component products catering primarily to the recreational vehicle, marine, manufactured housing, and industrial markets. With a diverse portfolio that includes cabinetry, decorative surfaces, and building materials, the company leverages its extensive industry experience to promote operational efficiency and innovate product offerings. Committed to sustainability and strategic growth through acquisitions, Patrick Industries is strategically poised to benefit from the escalating demand within the recreational vehicle sector, offering compelling growth prospects and value creation opportunities for institutional investors.

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