WallStSmart

Lowe's Companies Inc (LOW)vsOPENLANE, Inc. (OPLN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 4317% more annual revenue ($88.43B vs $2.00B). OPLN leads profitability with a 9.5% profit margin vs 7.5%. OPLN appears more attractively valued with a PEG of 1.22. OPLN earns a higher WallStSmart Score of 67/100 (B-).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

OPLN

Strong Buy

67

out of 100

Grade: B-

Growth: 7.3Profit: 6.5Value: 4.3Quality: 5.0
Piotroski: 6/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-50.6%)

Margin of Safety

-50.6%

Fair Value

$139.97

Current Price

$210.74

$70.77 premium

UndervaluedFair: $139.97Overvalued
OPLNSignificantly Overvalued (-32.4%)

Margin of Safety

-32.4%

Fair Value

$21.66

Current Price

$36.51

$14.85 premium

UndervaluedFair: $21.66Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$115.86B9/10

Large-cap with strong market position

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

OPLN1 strengths · Avg: 10.0/10
EPS GrowthGrowth
94.4%10/10

Earnings expanding 94.4% YoY

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

OPLN2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.493/10

Elevated debt levels

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : OPLN

The strongest argument for OPLN centers on EPS Growth. Revenue growth of 14.7% demonstrates continued momentum. PEG of 1.22 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : OPLN

The primary concerns for OPLN are Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

OPLN carries more volatility with a beta of 1.28 — expect wider price swings.

OPLN is growing revenue faster at 14.7% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

OPLN scores higher overall (67/100 vs 50/100) and 14.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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OPENLANE, Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

OPENLANE, Inc., is a digital marketplace for used vehicles, which connects sellers and buyers in the United States, Canada, Continental Europe and the United Kingdom. The company is headquartered in Carmel, Indiana.

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