WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsOPENLANE, Inc. (OPLN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

OPENLANE, Inc. generates 161% more annual revenue ($2.00B vs $766.48M). OPLN leads profitability with a 9.5% profit margin vs 2.6%. HVT-A appears more attractively valued with a PEG of 1.16. OPLN earns a higher WallStSmart Score of 67/100 (B-).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

OPLN

Strong Buy

67

out of 100

Grade: B-

Growth: 7.3Profit: 6.5Value: 4.3Quality: 5.0
Piotroski: 6/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued
OPLNSignificantly Overvalued (-32.4%)

Margin of Safety

-32.4%

Fair Value

$21.66

Current Price

$36.51

$14.85 premium

UndervaluedFair: $21.66Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

OPLN1 strengths · Avg: 10.0/10
EPS GrowthGrowth
94.4%10/10

Earnings expanding 94.4% YoY

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

OPLN2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.493/10

Elevated debt levels

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : OPLN

The strongest argument for OPLN centers on EPS Growth. Revenue growth of 14.7% demonstrates continued momentum. PEG of 1.22 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : OPLN

The primary concerns for OPLN are Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

OPLN carries more volatility with a beta of 1.28 — expect wider price swings.

OPLN is growing revenue faster at 14.7% — sustainability is the question.

OPLN generates stronger free cash flow (147M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

OPLN scores higher overall (67/100 vs 50/100) and 14.7% revenue growth. HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

OPENLANE, Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

OPENLANE, Inc., is a digital marketplace for used vehicles, which connects sellers and buyers in the United States, Canada, Continental Europe and the United Kingdom. The company is headquartered in Carmel, Indiana.

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