WallStSmart

Lennar Corporation (LEN)vsLGI Homes (LGIH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 1856% more annual revenue ($32.74B vs $1.67B). LEN leads profitability with a 4.9% profit margin vs 4.2%. LGIH appears more attractively valued with a PEG of 0.69. LGIH earns a higher WallStSmart Score of 49/100 (D+).

LEN

Hold

46

out of 100

Grade: D+

Growth: 2.7Profit: 5.0Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 3.66

LGIH

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 3.5Value: 7.3Quality: 7.5
Piotroski: 3/9Altman Z: 3.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LENUndervalued (+11.0%)

Margin of Safety

+11.0%

Fair Value

$136.01

Current Price

$87.44

$48.57 discount

UndervaluedFair: $136.01Overvalued
LGIHUndervalued (+12.9%)

Margin of Safety

+12.9%

Fair Value

$69.93

Current Price

$55.15

$14.78 discount

UndervaluedFair: $69.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEN4 strengths · Avg: 9.3/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

LGIH4 strengths · Avg: 9.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.698/10

Growing faster than its price suggests

P/E RatioValuation
17.8x8/10

Attractively priced relative to earnings

Areas to Watch

LEN4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.5%3/10

ROE of 7.5% — below average capital efficiency

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
12.282/10

Expensive relative to growth rate

LGIH4 concerns · Avg: 3.0/10
Market CapQuality
$1.26B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : LEN

The strongest argument for LEN centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : LGIH

The strongest argument for LGIH centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bear Case : LEN

The primary concerns for LEN are Return on Equity, Profit Margin, Piotroski F-Score. Thin 4.9% margins leave little buffer for downturns.

Bear Case : LGIH

The primary concerns for LGIH are Market Cap, Return on Equity, Profit Margin. Thin 4.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

LGIH carries more volatility with a beta of 1.89 — expect wider price swings.

LEN is growing revenue faster at -5.2% — sustainability is the question.

LGIH generates stronger free cash flow (-56M), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LGIH scores higher overall (49/100 vs 46/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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LGI Homes

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

LGI Homes, Inc. designs, builds and sells homes in the United States. The company is headquartered in The Woodlands, Texas.

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