WallStSmart

LGI Homes (LGIH)vsToll Brothers Inc (TOL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toll Brothers Inc generates 560% more annual revenue ($11.05B vs $1.67B). TOL leads profitability with a 11.7% profit margin vs 4.2%. LGIH appears more attractively valued with a PEG of 0.69. TOL earns a higher WallStSmart Score of 61/100 (C+).

LGIH

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 3.5Value: 7.3Quality: 7.5
Piotroski: 3/9Altman Z: 3.07

TOL

Buy

61

out of 100

Grade: C+

Growth: 2.7Profit: 7.0Value: 6.0Quality: 8.0
Piotroski: 3/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LGIHUndervalued (+12.9%)

Margin of Safety

+12.9%

Fair Value

$69.93

Current Price

$55.15

$14.78 discount

UndervaluedFair: $69.93Overvalued
TOLSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$95.76

Current Price

$151.92

$56.16 premium

UndervaluedFair: $95.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LGIH4 strengths · Avg: 9.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.698/10

Growing faster than its price suggests

P/E RatioValuation
17.8x8/10

Attractively priced relative to earnings

TOL3 strengths · Avg: 9.3/10
P/E RatioValuation
11.2x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

LGIH4 concerns · Avg: 3.0/10
Market CapQuality
$1.26B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

TOL3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-7.6%2/10

Revenue declined 7.6%

EPS GrowthGrowth
-22.3%2/10

Earnings declined 22.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : LGIH

The strongest argument for LGIH centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bull Case : TOL

The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : LGIH

The primary concerns for LGIH are Market Cap, Return on Equity, Profit Margin. Thin 4.2% margins leave little buffer for downturns.

Bear Case : TOL

The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

LGIH profiles as a value stock while TOL is a declining play — different risk/reward profiles.

LGIH carries more volatility with a beta of 1.89 — expect wider price swings.

TOL is growing revenue faster at -7.6% — sustainability is the question.

TOL generates stronger free cash flow (110M), providing more financial flexibility.

Bottom Line

TOL scores higher overall (61/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LGI Homes

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

LGI Homes, Inc. designs, builds and sells homes in the United States. The company is headquartered in The Woodlands, Texas.

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Toll Brothers Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.

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