Loandepot Inc (LDI)vsRocket Companies Inc (RKT)
LDI
Loandepot Inc
$1.41
-2.76%
FINANCIAL SERVICES · Cap: $807.02M
RKT
Rocket Companies Inc
$14.29
+0.85%
FINANCIAL SERVICES · Cap: $39.96B
Smart Verdict
WallStSmart Research — data-driven comparison
Rocket Companies Inc generates 476% more annual revenue ($7.07B vs $1.23B). RKT leads profitability with a -1.0% profit margin vs -5.1%. RKT earns a higher WallStSmart Score of 55/100 (C).
LDI
Hold40
out of 100
Grade: F
RKT
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Revenue surging 70.1% year-over-year
Growing faster than its price suggests
Revenue surging 52.6% year-over-year
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
ROE of -24.1% — below average capital efficiency
Earnings declined 98.8%
Negative free cash flow — burning cash
Weak financial health signals
ROE of -1.5% — below average capital efficiency
Earnings declined 89.5%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : LDI
The strongest argument for LDI centers on Price/Book, Revenue Growth. Revenue growth of 70.1% demonstrates continued momentum.
Bull Case : RKT
The strongest argument for RKT centers on PEG Ratio, Revenue Growth, Price/Book. Revenue growth of 52.6% demonstrates continued momentum. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bear Case : LDI
The primary concerns for LDI are Market Cap, Return on Equity, EPS Growth.
Bear Case : RKT
The primary concerns for RKT are Piotroski F-Score, Return on Equity, EPS Growth. Debt-to-equity of 2.51 is elevated, increasing financial risk.
Key Dynamics to Monitor
LDI carries more volatility with a beta of 3.16 — expect wider price swings.
LDI is growing revenue faster at 70.1% — sustainability is the question.
LDI generates stronger free cash flow (-648M), providing more financial flexibility.
Monitor MORTGAGE FINANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RKT scores higher overall (55/100 vs 40/100) and 52.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Loandepot Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
LoanDepot, Inc. is dedicated to the origination and servicing of conventional and government mortgage loans in the United States. The company is headquartered in Foothill Ranch, California.
Rocket Companies Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Rocket Companies, Inc. is engaged in the technology-driven real estate, mortgage and e-commerce businesses in the United States and Canada. The company is headquartered in Detroit, Michigan.
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