WallStSmart

Kaltura Inc (KLTR)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 20820% more annual revenue ($37.34B vs $178.50M). SAP leads profitability with a 19.6% profit margin vs -8.3%. SAP earns a higher WallStSmart Score of 59/100 (C).

KLTR

Avoid

21

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 5.3Quality: 3.0
Piotroski: 4/9Altman Z: -3.38

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KLTRUndervalued (+13.6%)

Margin of Safety

+13.6%

Fair Value

$1.69

Current Price

$1.42

$0.27 discount

UndervaluedFair: $1.69Overvalued
SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KLTR0 strengths · Avg: 0/10

No standout strengths identified

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

KLTR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$209.02M3/10

Smaller company, higher risk/reward

Price/BookValuation
47.3x2/10

Trading at 47.3x book value

Return on EquityProfitability
-317.0%2/10

ROE of -317.0% — below average capital efficiency

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : KLTR

KLTR has a balanced fundamental profile.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : KLTR

The primary concerns for KLTR are EPS Growth, Market Cap, Price/Book. Debt-to-equity of 9.59 is elevated, increasing financial risk.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

KLTR profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.

KLTR carries more volatility with a beta of 1.15 — expect wider price swings.

SAP is growing revenue faster at 6.0% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 21/100), backed by strong 19.6% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kaltura Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Kaltura Inc. (KLTR) is a leading provider of cloud-based video solutions that empower organizations to create, manage, and distribute engaging multimedia content across various sectors, including education, enterprise, and media. With a strong commitment to open-source technology, Kaltura enables extensive customization of video experiences, thereby enhancing user engagement and facilitating collaboration. As companies increasingly prioritize digital transformation and the demand for high-quality video content accelerates, Kaltura's scalable and innovative platform positions the firm favorably for sustained growth in a rapidly evolving market landscape.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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