WallStSmart

Jamf Holding (JAMF)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 5430% more annual revenue ($38.19B vs $690.59M). SAP leads profitability with a 20.4% profit margin vs -0.1%. SAP earns a higher WallStSmart Score of 64/100 (C+).

JAMF

Hold

35

out of 100

Grade: F

Growth: 5.3Profit: 2.5Value: 6.7Quality: 4.0
Piotroski: 4/9Altman Z: 0.29

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JAMFUndervalued (+39.7%)

Margin of Safety

+39.7%

Fair Value

$21.63

Current Price

$13.05

$8.58 discount

UndervaluedFair: $21.63Overvalued
SAPSignificantly Overvalued (-30.4%)

Margin of Safety

-30.4%

Fair Value

$150.68

Current Price

$206.16

$55.48 premium

UndervaluedFair: $150.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JAMF1 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$208.77B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Free Cash FlowQuality
$3.04B8/10

Generating 3.0B in free cash flow

Areas to Watch

JAMF4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.75B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

SAP2 concerns · Avg: 3.0/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

Price/BookValuation
65.9x2/10

Trading at 65.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : JAMF

The strongest argument for JAMF centers on Price/Book.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : JAMF

The primary concerns for JAMF are Revenue Growth, EPS Growth, Market Cap.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, Price/Book.

Key Dynamics to Monitor

JAMF profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.

SAP carries more volatility with a beta of 0.74 — expect wider price swings.

SAP is growing revenue faster at 9.4% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 35/100), backed by strong 20.4% margins. JAMF offers better value entry with a 39.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jamf Holding

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Jamf Holding Corp. The company is headquartered in Minneapolis, Minnesota.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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