WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsMarriot Vacations Worldwide (VAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Marriot Vacations Worldwide generates 335% more annual revenue ($3.33B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs -9.2%. HVT-A appears more attractively valued with a PEG of 0.99. VAC earns a higher WallStSmart Score of 54/100 (C-).

HVT-A

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 4.0Value: 8.0Quality: 5.0

VAC

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 3.0Value: 7.0Quality: 5.0
Piotroski: 3/9Altman Z: 1.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+85.3%)

Margin of Safety

+85.3%

Fair Value

$197.79

Current Price

$23.05

$174.73 discount

UndervaluedFair: $197.79Overvalued
VACUndervalued (+51.0%)

Margin of Safety

+51.0%

Fair Value

$113.32

Current Price

$78.26

$35.06 discount

UndervaluedFair: $113.32Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

PEG RatioValuation
0.998/10

Growing faster than its price suggests

VAC2 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
82.7%10/10

Earnings expanding 82.7% YoY

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$373.17M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.6%3/10

ROE of 6.6% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

VAC4 concerns · Avg: 2.5/10
Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-13.9%2/10

ROE of -13.9% — below average capital efficiency

Revenue GrowthGrowth
-2.7%2/10

Revenue declined 2.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book, PEG Ratio. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bull Case : VAC

The strongest argument for VAC centers on Price/Book, EPS Growth. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : VAC

The primary concerns for VAC are Operating Margin, Piotroski F-Score, Return on Equity. Debt-to-equity of 2.33 is elevated, increasing financial risk.

Key Dynamics to Monitor

HVT-A profiles as a value stock while VAC is a turnaround play — different risk/reward profiles.

VAC carries more volatility with a beta of 1.20 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

HVT-A generates stronger free cash flow (3M), providing more financial flexibility.

Bottom Line

VAC scores higher overall (54/100 vs 52/100). HVT-A offers better value entry with a 85.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Marriot Vacations Worldwide

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Marriott Vacations Worldwide Corporation, a vacation company, develops, markets, sells and manages vacation ownership and related products. The company is headquartered in Orlando, Florida.

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