WallStSmart

The Home Depot Inc (HD)vsMarriot Vacations Worldwide (VAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 4897% more annual revenue ($166.59B vs $3.33B). HD leads profitability with a 8.4% profit margin vs -10.3%. VAC appears more attractively valued with a PEG of 1.48. HD earns a higher WallStSmart Score of 51/100 (C-).

HD

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

VAC

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 3.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 1.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-57.4%)

Margin of Safety

-57.4%

Fair Value

$212.44

Current Price

$326.62

$114.18 premium

UndervaluedFair: $212.44Overvalued
VACUndervalued (+40.1%)

Margin of Safety

+40.1%

Fair Value

$92.80

Current Price

$89.49

$3.31 discount

UndervaluedFair: $92.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$336.21B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

VAC1 strengths · Avg: 8.0/10
Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.864/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
23.5x2/10

Trading at 23.5x book value

VAC4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
-17.2%2/10

ROE of -17.2% — below average capital efficiency

EPS GrowthGrowth
-56.1%2/10

Earnings declined 56.1%

Free Cash FlowQuality
$-12.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : VAC

The strongest argument for VAC centers on Price/Book. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Bear Case : VAC

The primary concerns for VAC are Revenue Growth, Return on Equity, EPS Growth. Debt-to-equity of 2.83 is elevated, increasing financial risk.

Key Dynamics to Monitor

HD profiles as a value stock while VAC is a turnaround play — different risk/reward profiles.

VAC carries more volatility with a beta of 1.26 — expect wider price swings.

HD is growing revenue faster at 4.8% — sustainability is the question.

HD generates stronger free cash flow (5.2B), providing more financial flexibility.

Bottom Line

HD scores higher overall (51/100 vs 49/100). VAC offers better value entry with a 40.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Marriot Vacations Worldwide

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Marriott Vacations Worldwide Corporation, a vacation company, develops, markets, sells and manages vacation ownership and related products. The company is headquartered in Orlando, Florida.

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