Haverty Furniture Companies Inc (HVT-A)vsJ.Jill Inc (JILL)
HVT-A
Haverty Furniture Companies Inc
$24.01
-1.32%
CONSUMER CYCLICAL · Cap: $386.45M
JILL
J.Jill Inc
$13.07
-1.95%
CONSUMER CYCLICAL · Cap: $194.97M
Smart Verdict
WallStSmart Research — data-driven comparison
Haverty Furniture Companies Inc generates 28% more annual revenue ($766.48M vs $596.55M). JILL leads profitability with a 4.7% profit margin vs 2.6%. JILL appears more attractively valued with a PEG of 0.63. JILL earns a higher WallStSmart Score of 54/100 (C-).
HVT-A
Hold50
out of 100
Grade: D+
JILL
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+58.2%
Fair Value
$69.69
Current Price
$24.01
$45.68 discount
Margin of Safety
-55.8%
Fair Value
$10.44
Current Price
$13.07
$2.63 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
4.1% revenue growth
Smaller company, higher risk/reward
ROE of 2.9% — below average capital efficiency
2.6% margin — thin
Distress zone — elevated risk
Smaller company, higher risk/reward
4.7% margin — thin
Operating margin of 0.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT-A
The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bull Case : JILL
The strongest argument for JILL centers on P/E Ratio, Return on Equity, PEG Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.
Bear Case : HVT-A
The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.
Bear Case : JILL
The primary concerns for JILL are Altman Z-Score, Market Cap, Profit Margin. Debt-to-equity of 1.76 is elevated, increasing financial risk. Thin 4.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.
HVT-A is growing revenue faster at 4.1% — sustainability is the question.
JILL generates stronger free cash flow (-881,000), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JILL scores higher overall (54/100 vs 50/100). HVT-A offers better value entry with a 58.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
J.Jill Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.
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