Haverty Furniture Companies Inc (HVT)vsJ.Jill Inc (JILL)
HVT
Haverty Furniture Companies Inc
$25.95
-0.76%
CONSUMER CYCLICAL · Cap: $400.94M
JILL
J.Jill Inc
$18.32
-1.45%
CONSUMER CYCLICAL · Cap: $252.08M
Smart Verdict
WallStSmart Research — data-driven comparison
Haverty Furniture Companies Inc generates 30% more annual revenue ($766.48M vs $587.35M). JILL leads profitability with a 3.6% profit margin vs 2.6%. JILL appears more attractively valued with a PEG of 0.63. HVT earns a higher WallStSmart Score of 56/100 (C).
HVT
Buy56
out of 100
Grade: C
JILL
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-57.2%
Fair Value
$16.75
Current Price
$25.95
$9.20 premium
Margin of Safety
-58.5%
Fair Value
$10.26
Current Price
$18.32
$8.06 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Every $100 of equity generates 23 in profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
4.1% revenue growth
Smaller company, higher risk/reward
ROE of 2.9% — below average capital efficiency
2.6% margin — thin
Distress zone — elevated risk
Smaller company, higher risk/reward
3.6% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT
The strongest argument for HVT centers on Price/Book. PEG of 1.20 suggests the stock is reasonably priced for its growth.
Bull Case : JILL
The strongest argument for JILL centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.
Bear Case : HVT
The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.
Bear Case : JILL
The primary concerns for JILL are Altman Z-Score, Market Cap, Profit Margin. Debt-to-equity of 1.76 is elevated, increasing financial risk. Thin 3.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
HVT carries more volatility with a beta of 1.15 — expect wider price swings.
HVT is growing revenue faster at 4.1% — sustainability is the question.
JILL generates stronger free cash flow (-1M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HVT scores higher overall (56/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
J.Jill Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.
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