Floor & Decor Holdings Inc (FND)vsJ.Jill Inc (JILL)
FND
Floor & Decor Holdings Inc
$55.76
-1.85%
CONSUMER CYCLICAL · Cap: $6.14B
JILL
J.Jill Inc
$18.32
-1.45%
CONSUMER CYCLICAL · Cap: $252.08M
Smart Verdict
WallStSmart Research — data-driven comparison
Floor & Decor Holdings Inc generates 696% more annual revenue ($4.68B vs $587.35M). FND leads profitability with a 4.3% profit margin vs 3.6%. JILL appears more attractively valued with a PEG of 0.63. JILL earns a higher WallStSmart Score of 51/100 (C-).
FND
Hold40
out of 100
Grade: D
JILL
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+14.1%
Fair Value
$80.23
Current Price
$55.76
$24.47 discount
Margin of Safety
-58.5%
Fair Value
$10.26
Current Price
$18.32
$8.06 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Every $100 of equity generates 23 in profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
4.3% margin — thin
Operating margin of 4.5%
Distress zone — elevated risk
Smaller company, higher risk/reward
3.6% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FND
The strongest argument for FND centers on Price/Book.
Bull Case : JILL
The strongest argument for JILL centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.
Bear Case : FND
The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.
Bear Case : JILL
The primary concerns for JILL are Altman Z-Score, Market Cap, Profit Margin. Debt-to-equity of 1.76 is elevated, increasing financial risk. Thin 3.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
FND carries more volatility with a beta of 1.58 — expect wider price swings.
FND is growing revenue faster at -0.7% — sustainability is the question.
FND generates stronger free cash flow (46M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JILL scores higher overall (51/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Floor & Decor Holdings Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.
Visit Website →J.Jill Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.
Compare with Other HOME IMPROVEMENT RETAIL Stocks
Want to dig deeper into these stocks?