WallStSmart

Hilton Grand Vacations Inc (HGV)vsHaverty Furniture Companies Inc (HVT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hilton Grand Vacations Inc generates 514% more annual revenue ($4.70B vs $766.48M). HGV leads profitability with a 3.2% profit margin vs 2.6%. HVT trades at a lower P/E of 20.4x. HVT earns a higher WallStSmart Score of 56/100 (C).

HGV

Hold

45

out of 100

Grade: D+

Growth: 4.7Profit: 6.0Value: 5.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.21

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for HGV.

HVTSignificantly Overvalued (-56.9%)

Margin of Safety

-56.9%

Fair Value

$16.78

Current Price

$29.09

$12.31 premium

UndervaluedFair: $16.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HGV0 strengths · Avg: 0/10

No standout strengths identified

HVT1 strengths · Avg: 8.0/10
Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

HGV4 concerns · Avg: 2.8/10
P/E RatioValuation
26.2x4/10

Moderate valuation

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

EPS GrowthGrowth
-40.7%2/10

Earnings declined 40.7%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$400.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HGV

HGV has a balanced fundamental profile.

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bear Case : HGV

The primary concerns for HGV are P/E Ratio, Profit Margin, EPS Growth. Debt-to-equity of 6.18 is elevated, increasing financial risk. Thin 3.2% margins leave little buffer for downturns.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

HGV carries more volatility with a beta of 1.51 — expect wider price swings.

HGV is growing revenue faster at 6.2% — sustainability is the question.

HGV generates stronger free cash flow (122M), providing more financial flexibility.

Monitor RESORTS & CASINOS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (56/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hilton Grand Vacations Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Hilton Grand Vacations Inc., a timeshare company, develops, markets, sells and manages vacation-owned resorts primarily under the Hilton Grand Vacations brand. The company is headquartered in Orlando, Florida.

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Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

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