WallStSmart

The Home Depot Inc (HD)vsMonarch Casino & Resort Inc (MCRI)

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Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 29545% more annual revenue ($166.59B vs $561.96M). MCRI leads profitability with a 20.4% profit margin vs 8.4%. MCRI appears more attractively valued with a PEG of 1.07. MCRI earns a higher WallStSmart Score of 69/100 (B-).

HD

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

MCRI

Strong Buy

69

out of 100

Grade: B-

Growth: 5.3Profit: 8.5Value: 4.7Quality: 7.5
Piotroski: 5/9Altman Z: 4.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-65.3%)

Margin of Safety

-65.3%

Fair Value

$213.57

Current Price

$355.62

$142.05 premium

UndervaluedFair: $213.57Overvalued
MCRISignificantly Overvalued (-61.1%)

Margin of Safety

-61.1%

Fair Value

$59.84

Current Price

$124.39

$64.55 premium

UndervaluedFair: $59.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$337.29B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

MCRI5 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.4%8/10

Strong operational efficiency at 27.4%

EPS GrowthGrowth
23.6%8/10

Earnings expanding 23.6% YoY

Areas to Watch

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
25.5x2/10

Trading at 25.5x book value

MCRI1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : MCRI

The strongest argument for MCRI centers on Debt/Equity, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.4%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Bear Case : MCRI

The primary concerns for MCRI are Revenue Growth.

Key Dynamics to Monitor

MCRI carries more volatility with a beta of 1.33 — expect wider price swings.

HD is growing revenue faster at 4.8% — sustainability is the question.

HD generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MCRI scores higher overall (69/100 vs 54/100), backed by strong 20.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Monarch Casino & Resort Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Monarch Casino & Resort, Inc., owns and operates the Atlantis Casino Resort Spa, a hotel / casino in Reno, Nevada. The company is headquartered in Reno, Nevada.

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