WallStSmart

Haverty Furniture Companies Inc (HVT)vsMonarch Casino & Resort Inc (MCRI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 38% more annual revenue ($766.48M vs $556.28M). MCRI leads profitability with a 19.6% profit margin vs 2.6%. MCRI appears more attractively valued with a PEG of 1.07. MCRI earns a higher WallStSmart Score of 68/100 (B-).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

MCRI

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 8.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 4.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-58.0%)

Margin of Safety

-58.0%

Fair Value

$16.66

Current Price

$24.16

$7.50 premium

UndervaluedFair: $16.66Overvalued
MCRISignificantly Overvalued (-63.1%)

Margin of Safety

-63.1%

Fair Value

$59.09

Current Price

$128.80

$69.71 premium

UndervaluedFair: $59.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

MCRI4 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
25.8%8/10

Strong operational efficiency at 25.8%

EPS GrowthGrowth
44.8%8/10

Earnings expanding 44.8% YoY

Areas to Watch

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$391.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

MCRI0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.17 suggests the stock is reasonably priced for its growth.

Bull Case : MCRI

The strongest argument for MCRI centers on Debt/Equity, Altman Z-Score, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 25.8%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : MCRI

No major red flags identified for MCRI, but monitor valuation.

Key Dynamics to Monitor

HVT profiles as a value stock while MCRI is a mature play — different risk/reward profiles.

MCRI carries more volatility with a beta of 1.35 — expect wider price swings.

MCRI is growing revenue faster at 8.9% — sustainability is the question.

MCRI generates stronger free cash flow (43M), providing more financial flexibility.

Bottom Line

MCRI scores higher overall (68/100 vs 56/100), backed by strong 19.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Monarch Casino & Resort Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Monarch Casino & Resort, Inc., owns and operates the Atlantis Casino Resort Spa, a hotel / casino in Reno, Nevada. The company is headquartered in Reno, Nevada.

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