WallStSmart

Floor & Decor Holdings Inc (FND)vsMonarch Casino & Resort Inc (MCRI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 741% more annual revenue ($4.68B vs $556.28M). MCRI leads profitability with a 19.6% profit margin vs 4.3%. MCRI appears more attractively valued with a PEG of 1.07. MCRI earns a higher WallStSmart Score of 68/100 (B-).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 5.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

MCRI

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 8.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 4.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.9%)

Margin of Safety

+14.9%

Fair Value

$81.06

Current Price

$50.78

$30.28 discount

UndervaluedFair: $81.06Overvalued
MCRISignificantly Overvalued (-63.1%)

Margin of Safety

-63.1%

Fair Value

$59.09

Current Price

$128.80

$69.71 premium

UndervaluedFair: $59.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

MCRI4 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
25.8%8/10

Strong operational efficiency at 25.8%

EPS GrowthGrowth
44.8%8/10

Earnings expanding 44.8% YoY

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

MCRI0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : MCRI

The strongest argument for MCRI centers on Debt/Equity, Altman Z-Score, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 25.8%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : MCRI

No major red flags identified for MCRI, but monitor valuation.

Key Dynamics to Monitor

FND profiles as a value stock while MCRI is a mature play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

MCRI is growing revenue faster at 8.9% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

MCRI scores higher overall (68/100 vs 40/100), backed by strong 19.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Monarch Casino & Resort Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Monarch Casino & Resort, Inc., owns and operates the Atlantis Casino Resort Spa, a hotel / casino in Reno, Nevada. The company is headquartered in Reno, Nevada.

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