WallStSmart

GoPro Inc (GPRO)vsPagaya Technologies Ltd. (PGY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Pagaya Technologies Ltd. generates 144% more annual revenue ($1.39B vs $568.59M). PGY leads profitability with a 9.1% profit margin vs -28.5%. PGY appears more attractively valued with a PEG of 0.04. PGY earns a higher WallStSmart Score of 68/100 (B-).

GPRO

Hold

37

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 6.0Quality: 4.5
Piotroski: 3/9Altman Z: -1.59

PGY

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 8.0Value: 8.0Quality: 6.5
Piotroski: 5/9Altman Z: 1.51
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for GPRO.

PGYUndervalued (+3.3%)

Margin of Safety

+3.3%

Fair Value

$13.31

Current Price

$19.97

$6.66 discount

UndervaluedFair: $13.31Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPRO2 strengths · Avg: 9.0/10
Debt/EquityHealth
-2.6310/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.738/10

Growing faster than its price suggests

PGY6 strengths · Avg: 8.7/10
PEG RatioValuation
0.0410/10

Growing faster than its price suggests

EPS GrowthGrowth
143.3%10/10

Earnings expanding 143.3% YoY

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.3%8/10

Strong operational efficiency at 27.3%

Revenue GrowthGrowth
18.6%8/10

18.6% revenue growth

Areas to Watch

GPRO4 concerns · Avg: 2.5/10
Market CapQuality
$226.94M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-236.1%2/10

ROE of -236.1% — below average capital efficiency

Revenue GrowthGrowth
-31.3%2/10

Revenue declined 31.3%

PGY3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.514/10

Distress zone — elevated risk

Market CapQuality
$1.80B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.533/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GPRO

The strongest argument for GPRO centers on Debt/Equity, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bull Case : PGY

The strongest argument for PGY centers on PEG Ratio, EPS Growth, P/E Ratio. Revenue growth of 18.6% demonstrates continued momentum. PEG of 0.04 suggests the stock is reasonably priced for its growth.

Bear Case : GPRO

The primary concerns for GPRO are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : PGY

The primary concerns for PGY are Altman Z-Score, Market Cap, Debt/Equity. Debt-to-equity of 1.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

GPRO profiles as a turnaround stock while PGY is a growth play — different risk/reward profiles.

PGY carries more volatility with a beta of 5.37 — expect wider price swings.

PGY is growing revenue faster at 18.6% — sustainability is the question.

PGY generates stronger free cash flow (71M), providing more financial flexibility.

Bottom Line

PGY scores higher overall (68/100 vs 37/100) and 18.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

GoPro Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.

Pagaya Technologies Ltd.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Pagaya Technologies Ltd. is a financial technology company in Israel, the United States and the Cayman Islands. The company is headquartered in Tel Aviv, Israel.

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