WallStSmart

Pagaya Technologies Ltd. (PGY)vsSony Group Corp (SONY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sony Group Corp generates 913292% more annual revenue ($12.70T vs $1.39B). PGY leads profitability with a 9.1% profit margin vs -1.8%. PGY appears more attractively valued with a PEG of 0.04. PGY earns a higher WallStSmart Score of 68/100 (B-).

PGY

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 8.0Value: 8.0Quality: 6.5
Piotroski: 5/9Altman Z: 1.51

SONY

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 4.5Value: 5.0Quality: 7.5
Piotroski: 6/9Altman Z: 2.43
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PGYUndervalued (+3.3%)

Margin of Safety

+3.3%

Fair Value

$13.31

Current Price

$19.97

$6.66 discount

UndervaluedFair: $13.31Overvalued

Intrinsic value data unavailable for SONY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PGY6 strengths · Avg: 8.7/10
PEG RatioValuation
0.0410/10

Growing faster than its price suggests

EPS GrowthGrowth
143.3%10/10

Earnings expanding 143.3% YoY

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.3%8/10

Strong operational efficiency at 27.3%

Revenue GrowthGrowth
18.6%8/10

18.6% revenue growth

SONY5 strengths · Avg: 8.8/10
Free Cash FlowQuality
$59.56B10/10

Generating 59.6B in free cash flow

Market CapQuality
$143.48B9/10

Large-cap with strong market position

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
47.6%8/10

Earnings expanding 47.6% YoY

Areas to Watch

PGY3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.514/10

Distress zone — elevated risk

Market CapQuality
$1.80B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.533/10

Elevated debt levels

SONY3 concerns · Avg: 2.3/10
PEG RatioValuation
1.674/10

Expensive relative to growth rate

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

Profit MarginProfitability
-1.8%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : PGY

The strongest argument for PGY centers on PEG Ratio, EPS Growth, P/E Ratio. Revenue growth of 18.6% demonstrates continued momentum. PEG of 0.04 suggests the stock is reasonably priced for its growth.

Bull Case : SONY

The strongest argument for SONY centers on Free Cash Flow, Market Cap, Debt/Equity.

Bear Case : PGY

The primary concerns for PGY are Altman Z-Score, Market Cap, Debt/Equity. Debt-to-equity of 1.53 is elevated, increasing financial risk.

Bear Case : SONY

The primary concerns for SONY are PEG Ratio, Return on Equity, Profit Margin.

Key Dynamics to Monitor

PGY profiles as a growth stock while SONY is a turnaround play — different risk/reward profiles.

PGY carries more volatility with a beta of 5.37 — expect wider price swings.

PGY is growing revenue faster at 18.6% — sustainability is the question.

SONY generates stronger free cash flow (59.6B), providing more financial flexibility.

Bottom Line

PGY scores higher overall (68/100 vs 59/100) and 18.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Pagaya Technologies Ltd.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Pagaya Technologies Ltd. is a financial technology company in Israel, the United States and the Cayman Islands. The company is headquartered in Tel Aviv, Israel.

Sony Group Corp

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sony Group Corporation designs, develops, produces and sells electronic equipment, instruments and devices for the consumer, professional and industrial markets worldwide. The company is headquartered in Tokyo, Japan.

Want to dig deeper into these stocks?