WallStSmart

GoPro Inc (GPRO)vsJack Henry & Associates Inc (JKHY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Jack Henry & Associates Inc generates 347% more annual revenue ($2.54B vs $568.59M). JKHY leads profitability with a 19.8% profit margin vs -28.5%. GPRO appears more attractively valued with a PEG of 0.73. JKHY earns a higher WallStSmart Score of 55/100 (C-).

GPRO

Hold

37

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 6.0Quality: 4.5
Piotroski: 3/9Altman Z: -1.59

JKHY

Buy

55

out of 100

Grade: C-

Growth: 4.0Profit: 8.0Value: 4.0Quality: 7.5
Piotroski: 5/9Altman Z: 4.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for GPRO.

JKHYSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$118.59

Current Price

$149.10

$30.51 premium

UndervaluedFair: $118.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPRO2 strengths · Avg: 9.0/10
Debt/EquityHealth
-2.6310/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.738/10

Growing faster than its price suggests

JKHY4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.5%9/10

Every $100 of equity generates 25 in profit

Operating MarginProfitability
22.5%8/10

Strong operational efficiency at 22.5%

Areas to Watch

GPRO4 concerns · Avg: 2.5/10
Market CapQuality
$278.58M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-236.1%2/10

ROE of -236.1% — below average capital efficiency

Revenue GrowthGrowth
-31.3%2/10

Revenue declined 31.3%

JKHY3 concerns · Avg: 3.3/10
PEG RatioValuation
1.894/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

EPS GrowthGrowth
-10.4%2/10

Earnings declined 10.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPRO

The strongest argument for GPRO centers on Debt/Equity, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bull Case : JKHY

The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 22.5%.

Bear Case : GPRO

The primary concerns for GPRO are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : JKHY

The primary concerns for JKHY are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

GPRO profiles as a turnaround stock while JKHY is a value play — different risk/reward profiles.

GPRO carries more volatility with a beta of 2.45 — expect wider price swings.

JKHY is growing revenue faster at 4.7% — sustainability is the question.

JKHY generates stronger free cash flow (282M), providing more financial flexibility.

Bottom Line

JKHY scores higher overall (55/100 vs 37/100), backed by strong 19.8% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

GoPro Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.

Jack Henry & Associates Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.

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