Jack Henry & Associates Inc (JKHY)vsVuzix Corp Cmn Stk (VUZI)
JKHY
Jack Henry & Associates Inc
$149.10
-1.62%
TECHNOLOGY · Cap: $10.86B
VUZI
Vuzix Corp Cmn Stk
$2.96
-2.63%
TECHNOLOGY · Cap: $232.14M
Smart Verdict
WallStSmart Research — data-driven comparison
Jack Henry & Associates Inc generates 42960% more annual revenue ($2.54B vs $5.91M). JKHY leads profitability with a 19.8% profit margin vs 0.0%. JKHY earns a higher WallStSmart Score of 55/100 (C-).
JKHY
Buy55
out of 100
Grade: C-
VUZI
Avoid16
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-39.7%
Fair Value
$118.59
Current Price
$149.10
$30.51 premium
Margin of Safety
+36.7%
Fair Value
$3.90
Current Price
$2.96
$0.94 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 25 in profit
Strong operational efficiency at 22.5%
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
4.7% revenue growth
Earnings declined 10.4%
Trading at 10.2x book value
0.0% earnings growth
Smaller company, higher risk/reward
0.0% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : JKHY
The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 22.5%.
Bull Case : VUZI
The strongest argument for VUZI centers on Debt/Equity.
Bear Case : JKHY
The primary concerns for JKHY are PEG Ratio, Revenue Growth, EPS Growth.
Bear Case : VUZI
The primary concerns for VUZI are Price/Book, EPS Growth, Market Cap.
Key Dynamics to Monitor
VUZI carries more volatility with a beta of 1.82 — expect wider price swings.
JKHY is growing revenue faster at 4.7% — sustainability is the question.
JKHY generates stronger free cash flow (282M), providing more financial flexibility.
Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JKHY scores higher overall (55/100 vs 16/100), backed by strong 19.8% margins. VUZI offers better value entry with a 36.7% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Jack Henry & Associates Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.
Visit Website →Vuzix Corp Cmn Stk
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Vuzix Corporation designs, manufactures, markets and sells augmented reality (AR) computing and display devices for consumer and business markets in North America, Asia-Pacific, Europe, and internationally. The company is headquartered in West Henrietta, New York.
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