WallStSmart

Jack Henry & Associates Inc (JKHY)vsLG Display Co Ltd (LPL)

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Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 994417% more annual revenue ($25.30T vs $2.54B). JKHY leads profitability with a 19.8% profit margin vs -5.3%. JKHY appears more attractively valued with a PEG of 1.89. JKHY earns a higher WallStSmart Score of 55/100 (C-).

JKHY

Buy

55

out of 100

Grade: C-

Growth: 4.0Profit: 8.0Value: 4.0Quality: 7.5
Piotroski: 5/9Altman Z: 4.24

LPL

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 4.0Quality: 3.5
Piotroski: 5/9Altman Z: 1.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JKHYSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$118.59

Current Price

$149.10

$30.51 premium

UndervaluedFair: $118.59Overvalued

Intrinsic value data unavailable for LPL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JKHY4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.5%9/10

Every $100 of equity generates 25 in profit

Operating MarginProfitability
22.5%8/10

Strong operational efficiency at 22.5%

LPL2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$690.95B10/10

Generating 691.0B in free cash flow

Areas to Watch

JKHY3 concerns · Avg: 3.3/10
PEG RatioValuation
1.894/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

EPS GrowthGrowth
-10.4%2/10

Earnings declined 10.4%

LPL4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Return on EquityProfitability
-1.3%2/10

ROE of -1.3% — below average capital efficiency

EPS GrowthGrowth
-76.3%2/10

Earnings declined 76.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : JKHY

The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 22.5%.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book, Free Cash Flow.

Bear Case : JKHY

The primary concerns for JKHY are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : LPL

The primary concerns for LPL are Revenue Growth, PEG Ratio, Return on Equity. Debt-to-equity of 2.13 is elevated, increasing financial risk.

Key Dynamics to Monitor

JKHY profiles as a value stock while LPL is a turnaround play — different risk/reward profiles.

LPL carries more volatility with a beta of 1.32 — expect wider price swings.

JKHY is growing revenue faster at 4.7% — sustainability is the question.

LPL generates stronger free cash flow (691.0B), providing more financial flexibility.

Bottom Line

JKHY scores higher overall (55/100 vs 36/100), backed by strong 19.8% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jack Henry & Associates Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.

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LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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