WallStSmart

Jack Henry & Associates Inc (JKHY)vsLG Display Co Ltd (LPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 1004746% more annual revenue ($25.28T vs $2.52B). JKHY leads profitability with a 20.6% profit margin vs -0.3%. JKHY appears more attractively valued with a PEG of 1.74. JKHY earns a higher WallStSmart Score of 68/100 (B-).

JKHY

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 8.0Value: 4.7Quality: 8.0
Piotroski: 4/9Altman Z: 4.44

LPL

Avoid

32

out of 100

Grade: F

Growth: 2.0Profit: 3.0Value: 4.0Quality: 3.5
Piotroski: 5/9Altman Z: 1.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JKHYSignificantly Overvalued (-43.8%)

Margin of Safety

-43.8%

Fair Value

$115.21

Current Price

$130.11

$14.90 premium

UndervaluedFair: $115.21Overvalued

Intrinsic value data unavailable for LPL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JKHY6 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.4410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.3%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
20.6%9/10

Keeps 21 of every $100 in revenue as profit

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Operating MarginProfitability
24.4%8/10

Strong operational efficiency at 24.4%

LPL1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

JKHY1 concerns · Avg: 4.0/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

LPL4 concerns · Avg: 2.3/10
Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Return on EquityProfitability
-1.3%2/10

ROE of -1.3% — below average capital efficiency

Revenue GrowthGrowth
-8.8%2/10

Revenue declined 8.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : JKHY

The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 20.6% and operating margin at 24.4%.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book.

Bear Case : JKHY

The primary concerns for JKHY are PEG Ratio.

Bear Case : LPL

The primary concerns for LPL are Operating Margin, PEG Ratio, Return on Equity. Debt-to-equity of 2.14 is elevated, increasing financial risk.

Key Dynamics to Monitor

JKHY profiles as a mature stock while LPL is a turnaround play — different risk/reward profiles.

LPL carries more volatility with a beta of 1.24 — expect wider price swings.

JKHY is growing revenue faster at 8.7% — sustainability is the question.

JKHY generates stronger free cash flow (170M), providing more financial flexibility.

Bottom Line

JKHY scores higher overall (68/100 vs 32/100), backed by strong 20.6% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jack Henry & Associates Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.

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LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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