WallStSmart

Jack Henry & Associates Inc (JKHY)vsLG Display Co Ltd (LPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 1025604% more annual revenue ($25.28T vs $2.46B). JKHY leads profitability with a 20.6% profit margin vs -0.3%. JKHY appears more attractively valued with a PEG of 2.14. JKHY earns a higher WallStSmart Score of 67/100 (B-).

JKHY

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 8.5Value: 4.0Quality: 7.5
Piotroski: 4/9Altman Z: 4.44

LPL

Avoid

33

out of 100

Grade: F

Growth: 2.0Profit: 3.5Value: 4.3Quality: 3.8
Piotroski: 5/9Altman Z: 0.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JKHYSignificantly Overvalued (-22.9%)

Margin of Safety

-22.9%

Fair Value

$134.82

Current Price

$145.84

$11.02 premium

UndervaluedFair: $134.82Overvalued

Intrinsic value data unavailable for LPL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JKHY6 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.4410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.3%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
20.6%9/10

Keeps 21 of every $100 in revenue as profit

Operating MarginProfitability
25.7%8/10

Strong operational efficiency at 25.7%

EPS GrowthGrowth
28.4%8/10

Earnings expanding 28.4% YoY

LPL2 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$1.18T10/10

Generating 1.2T in free cash flow

Areas to Watch

JKHY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.144/10

Expensive relative to growth rate

LPL4 concerns · Avg: 3.0/10
P/E RatioValuation
28.8x4/10

Moderate valuation

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : JKHY

The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 20.6% and operating margin at 25.7%.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book, Free Cash Flow.

Bear Case : JKHY

The primary concerns for JKHY are PEG Ratio.

Bear Case : LPL

The primary concerns for LPL are P/E Ratio, Return on Equity, Operating Margin.

Key Dynamics to Monitor

JKHY profiles as a mature stock while LPL is a turnaround play — different risk/reward profiles.

LPL carries more volatility with a beta of 1.12 — expect wider price swings.

JKHY is growing revenue faster at 7.9% — sustainability is the question.

LPL generates stronger free cash flow (1.2T), providing more financial flexibility.

Bottom Line

JKHY scores higher overall (67/100 vs 33/100), backed by strong 20.6% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jack Henry & Associates Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.

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LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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