WallStSmart

Group 1 Automotive Inc (GPI)vsRush Enterprises A Inc (RUSHA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Group 1 Automotive Inc generates 204% more annual revenue ($22.57B vs $7.43B). RUSHA leads profitability with a 3.5% profit margin vs 1.4%. GPI appears more attractively valued with a PEG of 0.37. GPI earns a higher WallStSmart Score of 55/100 (C).

GPI

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 5.0Value: 9.3Quality: 5.5
Piotroski: 4/9Altman Z: 3.26

RUSHA

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.5Value: 6.0Quality: 6.3
Piotroski: 4/9Altman Z: 3.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPIUndervalued (+40.0%)

Margin of Safety

+40.0%

Fair Value

$561.82

Current Price

$349.21

$212.61 discount

UndervaluedFair: $561.82Overvalued
RUSHAUndervalued (+56.7%)

Margin of Safety

+56.7%

Fair Value

$168.59

Current Price

$74.03

$94.56 discount

UndervaluedFair: $168.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPI4 strengths · Avg: 9.5/10
PEG RatioValuation
0.3710/10

Growing faster than its price suggests

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.2610/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

RUSHA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

GPI4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.6%4/10

0.6% revenue growth

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Operating MarginProfitability
3.9%3/10

Operating margin of 3.9%

EPS GrowthGrowth
-50.2%2/10

Earnings declined 50.2%

RUSHA4 concerns · Avg: 2.3/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Revenue GrowthGrowth
-11.8%2/10

Revenue declined 11.8%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPI

The strongest argument for GPI centers on PEG Ratio, Price/Book, Altman Z-Score. PEG of 0.37 suggests the stock is reasonably priced for its growth.

Bull Case : RUSHA

The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.

Bear Case : GPI

The primary concerns for GPI are Revenue Growth, Profit Margin, Operating Margin. Debt-to-equity of 2.10 is elevated, increasing financial risk. Thin 1.4% margins leave little buffer for downturns.

Bear Case : RUSHA

The primary concerns for RUSHA are Profit Margin, PEG Ratio, Revenue Growth. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

RUSHA carries more volatility with a beta of 0.89 — expect wider price swings.

GPI is growing revenue faster at 0.6% — sustainability is the question.

GPI generates stronger free cash flow (12M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GPI scores higher overall (55/100 vs 44/100). RUSHA offers better value entry with a 56.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Group 1 Automotive Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Group 1 Automotive, Inc., operates in the automotive retail industry. The company is headquartered in Houston, Texas.

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Rush Enterprises A Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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