WallStSmart

GoHealth Inc. (GOCO)vsMarsh & McLennan Companies Inc (MMC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Marsh & McLennan Companies Inc generates 17214% more annual revenue ($26.45B vs $152.79M). MMC leads profitability with a 0.2% profit margin vs -189.7%. MMC earns a higher WallStSmart Score of 62/100 (C+).

GOCO

Avoid

33

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: -1.81

MMC

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 4.0Value: 5.0Quality: 4.8
Piotroski: 3/9Altman Z: 1.67

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GOCO1 strengths · Avg: 10.0/10
EPS GrowthGrowth
424.1%10/10

Earnings expanding 424.1% YoY

MMC2 strengths · Avg: 8.5/10
Market CapQuality
$89.82B9/10

Large-cap with strong market position

Free Cash FlowQuality
$2.30B8/10

Generating 2.3B in free cash flow

Areas to Watch

GOCO4 concerns · Avg: 2.5/10
Market CapQuality
$19.75M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-219.7%2/10

ROE of -219.7% — below average capital efficiency

Revenue GrowthGrowth
-94.6%2/10

Revenue declined 94.6%

MMC4 concerns · Avg: 4.0/10
PEG RatioValuation
2.004/10

Expensive relative to growth rate

Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.674/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : GOCO

The strongest argument for GOCO centers on EPS Growth.

Bull Case : MMC

The strongest argument for MMC centers on Market Cap, Free Cash Flow.

Bear Case : GOCO

The primary concerns for GOCO are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 350.08 is elevated, increasing financial risk.

Bear Case : MMC

The primary concerns for MMC are PEG Ratio, Revenue Growth, EPS Growth. Thin 0.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

GOCO profiles as a turnaround stock while MMC is a value play — different risk/reward profiles.

GOCO carries more volatility with a beta of 1.17 — expect wider price swings.

MMC is growing revenue faster at 0.1% — sustainability is the question.

MMC generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

MMC scores higher overall (62/100 vs 33/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

GoHealth Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

GoHealth, Inc. is a health insurance marketplace and a Medicare-focused digital health company in the United States. The company is headquartered in Chicago, Illinois.

Marsh & McLennan Companies Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Marsh McLennan (formerly known as Marsh & McLennan Companies) is a global professional services firm, headquartered in New York City with businesses in insurance brokerage, risk management, reinsurance services, talent management, investment advisory, and management consulting. Its four main operating companies are Marsh, Guy Carpenter, Mercer, and Oliver Wyman.

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