WallStSmart

Brown & Brown Inc (BRO)vsGoHealth Inc. (GOCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Brown & Brown Inc generates 4261% more annual revenue ($6.66B vs $152.79M). BRO leads profitability with a 18.1% profit margin vs -189.7%. BRO earns a higher WallStSmart Score of 75/100 (B).

BRO

Strong Buy

75

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: 1.15

GOCO

Avoid

33

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: -1.81

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRO3 strengths · Avg: 9.3/10
Operating MarginProfitability
41.8%10/10

Strong operational efficiency at 41.8%

Revenue GrowthGrowth
32.4%10/10

Revenue surging 32.4% year-over-year

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

GOCO2 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
424.1%10/10

Earnings expanding 424.1% YoY

Areas to Watch

BRO3 concerns · Avg: 3.0/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.152/10

Distress zone — elevated risk

GOCO4 concerns · Avg: 2.5/10
Market CapQuality
$19.75M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-219.7%2/10

ROE of -219.7% — below average capital efficiency

Revenue GrowthGrowth
-94.6%2/10

Revenue declined 94.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : BRO

The strongest argument for BRO centers on Operating Margin, Revenue Growth, Price/Book. Profitability is solid with margins at 18.1% and operating margin at 41.8%. Revenue growth of 32.4% demonstrates continued momentum.

Bull Case : GOCO

The strongest argument for GOCO centers on Price/Book, EPS Growth.

Bear Case : BRO

The primary concerns for BRO are PEG Ratio, Piotroski F-Score, Altman Z-Score.

Bear Case : GOCO

The primary concerns for GOCO are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 350.08 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRO profiles as a growth stock while GOCO is a turnaround play — different risk/reward profiles.

GOCO carries more volatility with a beta of 1.17 — expect wider price swings.

BRO is growing revenue faster at 32.4% — sustainability is the question.

BRO generates stronger free cash flow (329M), providing more financial flexibility.

Bottom Line

BRO scores higher overall (75/100 vs 33/100), backed by strong 18.1% margins and 32.4% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Brown & Brown Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.

GoHealth Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

GoHealth, Inc. is a health insurance marketplace and a Medicare-focused digital health company in the United States. The company is headquartered in Chicago, Illinois.

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