Genworth Financial Inc (GNW)vsPrudential Financial, Inc. (PRU)
GNW
Genworth Financial Inc
$9.76
-2.69%
FINANCIAL SERVICES · Cap: $3.79B
PRU
Prudential Financial, Inc.
$117.66
-0.73%
FINANCIAL SERVICES · Cap: $40.85B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 784% more annual revenue ($65.22B vs $7.38B). PRU leads profitability with a 6.0% profit margin vs 2.9%. GNW appears more attractively valued with a PEG of 0.31. PRU earns a higher WallStSmart Score of 72/100 (B).
GNW
Buy59
out of 100
Grade: C
PRU
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 89.2% YoY
Growing faster than its price suggests
Generating 2.3B in free cash flow
Areas to Watch
0.0% earnings growth
ROE of 2.5% — below average capital efficiency
2.9% margin — thin
Distress zone — elevated risk
6.0% margin — thin
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 14.1% demonstrates continued momentum. PEG of 0.69 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are EPS Growth, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, Altman Z-Score.
Key Dynamics to Monitor
GNW carries more volatility with a beta of 0.85 — expect wider price swings.
PRU is growing revenue faster at 14.1% — sustainability is the question.
PRU generates stronger free cash flow (2.3B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PRU scores higher overall (72/100 vs 59/100) and 14.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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