Genworth Financial Inc (GNW)vsMetLife Inc (MET)
GNW
Genworth Financial Inc
$8.16
+0.87%
FINANCIAL SERVICES · Cap: $3.23B
MET
MetLife Inc
$70.39
+0.72%
FINANCIAL SERVICES · Cap: $46.05B
Smart Verdict
WallStSmart Research — data-driven comparison
MetLife Inc generates 956% more annual revenue ($77.08B vs $7.30B). MET leads profitability with a 4.4% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. GNW earns a higher WallStSmart Score of 64/100 (C+).
GNW
Buy64
out of 100
Grade: C+
MET
Buy63
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+64.2%
Fair Value
$25.27
Current Price
$8.16
$17.11 discount
Margin of Safety
-146.3%
Fair Value
$32.03
Current Price
$70.39
$38.36 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 45.3% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 27.6% year-over-year
Generating 8.1B in free cash flow
Areas to Watch
0.1% revenue growth
ROE of 3.6% — below average capital efficiency
3.0% margin — thin
Operating margin of 2.4%
4.4% margin — thin
Operating margin of 4.7%
Earnings declined 34.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : MET
The strongest argument for MET centers on PEG Ratio, P/E Ratio, Price/Book. Revenue growth of 27.6% demonstrates continued momentum. PEG of 0.60 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are Revenue Growth, Return on Equity, Profit Margin. Thin 3.0% margins leave little buffer for downturns.
Bear Case : MET
The primary concerns for MET are Profit Margin, Operating Margin, EPS Growth. Thin 4.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
GNW profiles as a value stock while MET is a growth play — different risk/reward profiles.
GNW carries more volatility with a beta of 1.00 — expect wider price swings.
MET is growing revenue faster at 27.6% — sustainability is the question.
MET generates stronger free cash flow (8.1B), providing more financial flexibility.
Bottom Line
GNW scores higher overall (64/100 vs 63/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →MetLife Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.
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